• Learn more about Courtesy Pay & Overdraft Protection
• Report the loss or theft of your MSGCU debit or credit card
• Read Our Electronic Funds Transfer Agreement

ATM Card/Debit Card

Enjoy the advantages and convenience of using a Michigan Schools and Government Credit Union ATM/Debit Card.* Need cash in a hurry? Use it as an ATM card for cash-on-the-go. Tired of writing checks? Just swipe and go...purchases are automatically withdrawn from your checking account.

• No monthly fee ($0) for using your card
• Account access 24 hours a day, 7 days a week (even holidays) 
• Unlimited, free transactions at any Michigan Schools and Government Credit Union ATM
• Access to more than 30,000 surcharge-free ATMs nationwide through the Co-Op Network
• Unlimited use of Online Banking 

It's easy to make the switch! We offer a step-by-step guide to help make the transition from another financial institution to MSGCU a little easier.

Debit Card transactions are accepted wherever VISA Debit Cards are honored worldwide. Include our card in your plans to setting your finances right.

*Must first qualify for and open a Checking Account (Share Draft Account) since ATM/Debit Card transactions are automatically withdrawn from your Checking Account.