Certificate of Deposit (CD) / Save To Win
High-yield. Fixed interest. Guaranteed return. Secure. A Certificate of Deposit (CD) from Michigan Schools and Government Credit Union is a great way to set things right in order to build funds for the future. Some of the features of our CD include:
- $500 minimum balance
- Term options of: 6 months, 1 year, or 2, 3, 4, and 5 years
- Competitive Annual Percentage Yield
- Unlimited use of Internet Account Access
- Ability to open a CD online (excluding CD special)
| Certificate of Deposit (CD) | ||
| Term | APY* | Interest Rate |
| 6 Months | 0.400% | 0.399% |
| 1 Year | 0.650% | 0.648% |
| 2 Years | 1.000% | 0.996% |
| 3 Years | 1.200% | 1.195% |
| 4 Years | 1.400% | 1.393% |
| 5 Years | 1.800% | 1.788% |
| *APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required. | ||
APY=Annual Percentage Yield. Minimum investment listed is to open an account and to earn the advertised APY. All rates and APYs are accurate as of today and subject to change at any time. A penalty will be imposed for early withdrawal from Certificates of Deposit. For current rates, please call 586-263-8800.
Save To Win
Dream big…
I admit it...I love to win! That's why I love Save to Win! I could win $10,000! Plus, I’m setting it right by saving at a higher interest rate. With Save to Win...it’s a win-win for everyone!
If you’ve been struggling to save, now’s the chance to start setting it right! Save to Win is a special savings account that helps build savings while also giving you chances to win one of 10 grand prizes of $10,000, plus monthly cash prizes! With MSGCU’s Save to Win 12-month certificate of deposit, every $25 deposit helps build your savings and gets you another chance to win—up to 10 chances every month. Plus, all the money you deposit into the Save to Win account is still yours, plus interest!
For full details, view the Save to Win brochure. Official rules are available at the Save To Win website.
| Save to Win CD | ||
| Name | APY* | Interest Rate |
| 1 Year | 0.600% | 0.600% |
| *APY = Annual Percentage Yield. Initial Opening Deposit $25. | ||








