FYI

• ARTICLE: Bank accounts: Get a fair shake, not a shake-down
• ARTICLE: A 5-Step Plan for Dumping Your Bank
• Notice of Changes in Temporary NCUA Insurance Coverage for Transaction Accounts

• Reorder Checks Here
• Learn more about Courtesy Pay & Overdraft Protection
• Read Our Electronic Funds Transfer Agreement

Stress-Free Checking Account

Unlike banks, Michigan Schools and Government Credit Union's Checking Account is stress-free—just the way you want it.

Rest assured…our Stress-Free Checking Account does not come with strings but includes these valuable—and free—features:

• No monthly service charges
• No per-check fees
• No minimum balance requirements 
• Unlimited check writing
• Free Direct Deposit and Payroll Deduction
• Free ATM/Debit Card—there are no monthly fees for using an MSGCU Debit Card!
• Free Overdraft Protection from an Instant Line of Credit
• Free 24-hour online banking with Internet Account Access
• Free bill pay service—make payments anytime with Online Bill Pay
• Free Mobile Banking
• Free paper statements or E-Statements
• Free use of Michigan Schools and Government Credit Union ATMs
• Access to more than 28,000 surcharge-free ATMs nationwide. See our Locations & ATM finder to locate one near you.
• 1/2% APR Member Loyalty Discount*

More than half of MSGCU's members are setting their finances right with our Stress-Free Checking Account—have you?

*APR=Annual percentage rate. Member Loyalty Discount requires 100% net check Direct Deposit, Automatic Loan Payment transfer, and an open Checking Account with Debit Card.