For Educators & Government Employees: Making it possible for you to set things right.

For Government Employees

Thousands of city, county, and federal government employees and military personnel are setting their finances right with Michigan Schools and Government Credit Union.

Just like you, we care deeply about the communities that we serve. As a thank you for your services, MSGCU has developed various financial products and services that are designed with governmental employees in mind!

Government Employee Account Opening Rewards Pack
Direct Deposit and Automatic Payment Transfer Services
Community Solutions Mortgages
Retirement Planning Services
Cash Rewards Referral Program
Financial Education Resources
Government Employee Resources


Government Employee Account Opening Rewards Pack

As a government employee, you and your family members are eligible to open accounts at Michigan Schools and Government Credit Union. Now is the perfect time to join! Not only do we make it easy to Make the Switch, but we'll even give you your first $25* deposit when you open a Government Employee Pack.

*See Brochure or a Member Service Representative for details.

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Direct Deposit and Automatic Payment Transfer Services

Why make an extra trip to our offices or the ATM when you don't have to? With our free Direct Deposit, your check will be deposited into the account of your choice. You may set up Automatic Funds Transfers to make monthly payments on your loans and mortgage with Michigan Schools and Government Credit Union.

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Community Solutions Mortgages

Community Solutions is a program especially for first-time home buyers. This program is designed specifically for full-time government employees who are new to their occupation. It features:

  • Lower down payment requirements
  • Flexible mortgage terms and approval process
  • Low closing costs

Call us today at 586.263.8800 or 1.866.MSGCU4U, option 4, to speak with a Mortgage Specialist about how we make it easier to buy your first home!

From our perspective, we don't make a big ordeal out of home financing. Our Mortgage Specialists will assist you through the whole process, from start to finish. Experience mortgages the Michigan Schools and Government Credit Union way.

Mortgage Calculators

  • Refinance Breakeven - Use this calculator to see how much interest you can save if you refinance your mortgage.
  • Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.

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Retirement Planning Services

If retirement planning has you worried, visit our on-site Financial Consultants to make sure you're on the right path. They will help you invest your money based on your individual financial circumstances and find the right retirement tools for you. As a member you can receive a free consultation.

Retirement Savings and Planning

  • Retirement Income Calculator - Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

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Cash Rewards Referral Program

We work hard to keep our members happy, and with a 97% member satisfaction rating, it shows. Because current members often refer their friends and family members to our organization, it only seems appropriate to extend a generous "thank you" to our loyal members. Our Referral Program offers a variety of cash rewards to current and new members.

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Financial Education Resources

Responsible money management begins with a strong foundation in financial literacy. We offer free, on-site financial education presentations for you and your coworkers on such topics as checking accounts, obtaining credit, budgeting, savings, and investments. This is one more way to set your finances right. Contact us at 586.263.8800, ext. 461, to schedule your presentation. MSGCU also offers free educational workshops each month on a variety of financial topics. Upcoming workshops are posted to our website each month.

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Government Employee Resources

To keep you on track, we offer free desktop calendars to all the government offices that we serve. Be sure to bookmark this page to keep the following financial education and government employee resources at your fingertips.

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Routing Number: 272480173
40400 Garfield Road • Clinton Township, MI 48038 | 586.263.8800