IRA CD
With an IRA Certificate of Deposit, you can earn tax-deferred dividends toward retirement or a child’s higher education. One more way to help you set your financial future right!
- Traditional, Roth, and Coverdell Education Savings Accounts available
- Minimum balance $500
- No monthly service charge
- No restriction on number of certificates of deposit
| IRA CD | ||
| Term | APY* | Interest Rate |
| 6 Months | 0.400% | 0.399% |
| 1 Year | 0.650% | 0.648% |
| 2 Years | 1.000% | 0.996% |
| 3 Years | 1.200% | 1.195% |
| 4 Years | 1.400% | 1.393% |
| 5 Years | 1.800% | 1.788% |
| *APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required. | ||
Minimum investment listed is to earn the advertised APY. All rates and APYs are accurate as of today, and subject to change at any time. APY refers to Annual Percentage Yield. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit. Minimum balances listed are to open an account and to earn the advertised APY. For current rates, please call 586-263-8800.
