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Home > Saving & Investing> Investments> IRA CD

IRA CD

With an IRA Certificate of Deposit, you can earn tax-deferred dividends toward retirement or a child’s higher education. One more way to help you set your financial future right!

  • Traditional, Roth, and Coverdell Education Savings Accounts available
  • Minimum balance $500
  • No monthly service charge
  • No restriction on number of certificates of deposit

Certificate of Deposit (Regular and IRA CDs)
TermAPY*Interest Rate
6 Months 0.650% 0.648%
1 Year 1.250% 1.244%
18-Month 1.850% 1.837%
2 Years 1.550% 1.541%
3 Years 1.750% 1.739%
4 Years 2.000% 1.985%
5 Years 2.400% 2.379%

*APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required.

Minimum investment listed is to open an account and to earn the advertised APY. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit. All rates and APYs are accurate as of today and subject to change at any time. For current rates, please call 586-263-8800.

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