Saving & Investing: The best time to start saving is years ago—the next best time is today.

Investment Rates

Certificate of Deposit (CD)
TermAPY*Interest Rate
6 Months 0.400% 0.399%
1 Year 0.650% 0.648%
2 Years 1.000% 0.996%
3 Years 1.200% 1.195%
4 Years 1.400% 1.393%
5 Years 1.800% 1.788%
*APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required.

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Save to Win CD
NameAPY*Interest Rate
1 Year 0.600% 0.600%
*APY = Annual Percentage Yield. Initial Opening Deposit $25.

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Grow-With-Me CD
TermAPY*Interest Rate
6 Months 0.250% 0.250%
1 Year 0.400% 0.399%
2 Years 0.700% 0.698%
*APY = Annual Percentage Yield. $250 Minimum Average Daily Balance Required.

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Individual Retirement Account (IRA)
APY*Interest Rate
0.300% 0.300%
*APY = Annual Percentage Yield. No Minimum Balance Required.

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IRA CD
TermAPY*Interest Rate
6 Months 0.400% 0.399%
1 Year 0.650% 0.648%
2 Years 1.000% 0.996%
3 Years 1.200% 1.195%
4 Years 1.400% 1.393%
5 Years 1.800% 1.788%
*APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required.

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Health Savings Account
APY*Interest Rate
0.600% 0.598%
*APY = Annual Percentage Yield. No Minimum Balance Required.

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Minimum balance listed is to open account and earn the advertised APY. All rates and APYs are accurate as of today and subject to change at any time. Fees may reduce earnings on accounts. A penalty will be imposed for early withdrawal from Certificates of Deposit.

Routing Number: 272480173
40400 Garfield Road • Clinton Township, MI 48038 | 586.263.8800