Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union Go to main content
Home > Electronic Services> Online Banking

Online Banking Overview

Online Banking from Michigan Schools and Government Credit Union enables account access wherever you are and whenever you want. A personal password and data encryption make sure that your internet banking transactions stay secure.

It's easy! All we need is a valid email address, and you can bank from home, work, or anywhere in the world with MSGCU's free 24-hour Online Banking service.

  • Set up account alerts to be notified when checks clear, when balances change, or when a deposit is received
  • Receive account alerts via e-mail
  • Open new share accounts or Certificates of Deposit
  • Communicate directly with the Credit Union at any time using our secure messaging system
  • Order checks
  • Apply for a mortgage, VISA, or personal loan

 

 
Sign up for Online Banking
 

 

Online Banking Enrollment

If you're a new member, setting up your online account access is simple. All you need is your account number and the email address* you provided when you opened your account or loan.

  1. Visit our Home Page. If you're on a computer, notice the Online Banking login fields. On your mobile device, tap the "Login to Online Banking" button.
  2. Click or tap New User? Enroll here.
  3. Follow the on-screen prompts to verify your identity and create your new password. 
  4. Once you have completed the registration process, you will automatically be logged in to Online Banking.
  5. Anytime you wish to access your account going forward, simply log into Online Banking with your account number and password.

*If for some reason, you weren't asked to provide an email address when you received your new account/loan, you'll need to come into any branch during regular business hours and speak to a Member Service Representative to help set up your new Online Banking login.

 

 
Enroll in Online Banking
 

 

 Explore Online Banking

You can learn more about all the features within Online Banking. Just check out this informative step-by-step guide

VIEW THE GUIDE

 

 

Online Banking Frequently Asked Questions

  1. Why would I want to use Online Banking?
  2. Is Online Banking secure?
  3. What are the fees for Online Banking?
  4. How do I log into Online Banking for the first time?
  5. Do you offer online tutorials/demos for basic online account transactions?
  6. Why can't I get into my account online?
  7. Can I order checks online?

 


 

1. Why would I want to use Online Banking?
Michigan Schools and Government Credit Union's free Online Banking service brings your accounts to you in a convenient and user-friendly format, 24 hours a day, 7 days a week. Accessing your account through our Online Banking service saves time and allows you to reach your account anywhere there is an internet connection.

Return to Top

2. Is Online Banking secure?
Absolutely! The security of your personal information is of the utmost importance to us. We have state-of-the-art systems to secure our computer servers and networks and several additional layers of security to ensure your personal and account information remains safe and secure. For specific details about our online security, see our Security Information.

Return to Top

3. What are the fees for Online Banking?
MSGCU's online account access is a free service for our members. In addition, you can take advantage of Online Bill Pay — our free bill pay service — and free E-Statements.

Return to Top

4. How do I log into Online Banking for the first time?
Just go to our Home Page, and click on "New User? Enroll here" in the Online Banking section. Follow the on-screen prompts to verify your identity and create your online account access password. Once you have completed the registration process, you will automatically be logged into Online Banking. Anytime you wish to access your account going forward, simply use the Online Banking section on the Home Page to enter your Account Number and Password.

Return to Top

5. Do you offer online tutorials/demos for basic online account transactions?
Yes. We have demos for both Online Bill Pay and Online Banking.

Return to Top

6. Why can't I get into my account online?
If you are sure your browser meets our software requirements and you are experiencing difficulties logging into your account online, feel free to try the "Forgot Your Password?" link to reset your account. If you are still unable to access the account, please call MSGCU for assistance at 866-674-2848 during regular business hours.

Note: If your online account hasn’t had a login in the past 18 months, it is deactivated for security reasons. To reactivate your access, please call MSGCU for assistance.

Return to Top

7. Can I order checks online?
Yes. To order checks, log into Online Banking hover over Other Services then click on Order Checks to begin placing your order. If you’ve never ordered checks, please call MSGCU at 586-263-8800 or 866-674-2848 to place your first order.

Return to Top