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Home > Saving & Investing> Rates & Calculators> Savings Rates

Savings Rates

Put your money to work for you with MSGCU's savings accounts. The current rates for our many savings options are listed below.

Regular Savings Account
APY*Dividend Rate
0.150% 0.150%

*APY = Annual Percentage Yield. $5 Minimum Balance Required.

Effective Date: Thursday, January 18th, 2018

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You-Name-It Savings Account
APY*Dividend Rate
0.150% 0.150%

No Minimum Balance Required, *APY = Annual Percentage Yield

Effective Date: Thursday, January 18th, 2018

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Silver Savings Account
Average Daily BalanceAPY*Interest Rate
Under $100 0.100% 0.100%
$100 - $4,999 0.200% 0.200%
$5,000 - $9,999 0.200% 0.200%
$10,000 - $19,999 0.250% 0.250%
$20,000 - $39,999 0.300% 0.300%
$40,000 and higher 0.450% 0.449%

*APY = Annual Percentage Yield.

Effective Date: Thursday, January 18th, 2018

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Gold Savings Account
Average Daily BalanceAPY*Interest Rate
Under $50,000 0.100% 0.100%
$50,000 - $74,999 0.550% 0.549%
$75,000 - $99,999 0.600% 0.598%
$100,000 - $199,999 0.650% 0.648%
$200,000 and higher 0.750% 0.747%

*APY = Annual Percentage Yield.

Effective Date: Thursday, January 18th, 2018

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Holiday Club Account
APY*Interest Rate
0.500% 0.500%

*APY = Annual Percentage Yield. No Minimum Balance Required.

Effective Date: Thursday, January 18th, 2018

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Health Savings Account
APY*Interest Rate
0.600% 0.598%

*APY = Annual Percentage Yield. No Minimum Balance Required.

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Money Market Checking Account
TierAPY*Interest Rate
$2,500 - $4,999 0.100% 0.100%
$5,000 - $7,499 0.100% 0.100%
$7,500 - $9,999 0.100% 0.100%
$10,000 - $24,999 0.150% 0.150%
$25,000 and higher 0.200% 0.200%

*APY = Annual Percentage Yield. $2,500 Minimum Average Daily Balance Required to Earn APY.

Effective Date: Thursday, January 18th, 2018

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Minimum balance listed is to open an account and earn the advertised APY. All rates and APYs are accurate as of today and subject to change at any time. Fees may reduce earnings on accounts.

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