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Home > Loans & Insurance> Vehicle Loans

Car, Truck, and SUV Loans

Rates as low as 2.24% APR!*

If you’re in the market for a car, truck, or SUV, or want to refinance the one you already have, Michigan Schools and Government Credit Union is the place to go when financing your vehicle.

An Auto Loan from MSGCU features:

  • Competitive rates for new and used vehicles
  • An easy application with quick approval
  • No loan application fee
  • Payment protection options
  • Up to 100% financing
  • Terms up to 84 months**
  • Automatic loan payments from your account
  • Affordable GAP insurance coverage
  • Get pre-approved before you shop

Remember, too, that when your lease ends on your vehicle, it may be better to buy. MSGCU can help you purchase your current leased vehicle! Just ask us how!

We also offer Mechanical Repair Coverage (MRC) for your vehicle. For more information and a quote, please call 866.674.2848.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. **Loan terms up to 84 months, depending on model year and amount financed. APR may be higher, based on term of loan, credit history, collateral, and loan to value. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

Car Loan, Truck Loan, or SUV Loan
Model YearsAPR* as low as
2015 & Newer 2.24%
2013 & 2014 2.74%
2012 3.24%
2011 3.99%
2010 4.74%
2009 and older 6.74%

Example: A loan amount of $10,000 at 2.24% for 48 months would have an approximate monthly payment of $218.00.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

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