Member Referral Program

Promotion Timeframe:

The promotion is ongoing.

Promotional Details:

The following cash bonuses are available when members refer a new member.

  • For every new member you bring in, you'll receive $5 and they'll receive $5
  • For every new member you bring in who gets an auto or RV loan, you'll receive $25 and they'll receive $25
  • For every new  member you bring in who obtains a mortgage, you'll receive $100 and they'll receive $100

*$5,000 new loan minimum. Complete the referral form and pass it on to someone you know. The referred person should present the referral form at account opening or loan closing. Contact Member Service Representative for more details.

Auto Rate Pledge Program

Promotion Timeframe:

The promotion is ongoing.

Promotional Details:

Discount of 0.25% off current rate available on auto loans currently held with another financial institution. Discounted rate cannot be lower than MSGCU cost of funds. All loans subject to approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. MSGCU as low as rate requires Automatic Loan Payment transfer. Current MSGCU auto loans not eligible. Loan terms up to 84 months, depending on model year. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

5,000 Rewards Card Bonus Points

Promotion Timeframe:

The promotion is ongoing.

Promotional Details:

Available for MSGCU Rewards Visas opened after 1/1/2020. Complete the following within 60 days of account opening to earn up to 5,000 points: 2,500 points with the first purchase and 2,500 points after the first 20 purchases. Bonus points will be awarded within 30 days of completion. Subject to credit approval.