MSGCU : Certificate of Deposit

Certificates of Deposit from Michigan Schools and Government Credit Union are a great choice when you're looking to invest some extra money. With our excellent rates and flexible terms, you can earn more for your money!

Benefits

$500 minimum balance
Secure way to invest
High, guaranteed rate for a fixed amount of time
Term options of 6 months, 1 year, 2, 3, 4, and 5 years
Excellent Annual Percentage Yield
Unlimited use of Internet Account Access
Free, unlimited use of Member Connect

Bump Rate CD

3, 4, or 5-year Regular CDs/IRA CDs only
Maturity date remains the same
No fee to "bump up" your interest rate
Lock in a higher MSGCU published rate anytime before maturity**
Member must contact the Credit Union to activate the Bump Rate option

Current Rates

Certificates of Deposit
Term	APY*	Interest Rate
6 Months	1.000%	0.996%
1 Year	1.550%	1.541%
2 Years	1.800%	1.788%
3 Years	2.050%	2.034%
4 Years	2.200%	2.182%
5 Years	2.400%	2.379%

$500 Minimum Balance Required.

Investment Calculators

* APY=Annual Percentage Yield. Minimum investment listed is to open an account and to earn the advertised APY. All rates and APYs are accurate as of today, and subject to change at any time. A penalty will be imposed for early withdrawal from Certificates of Deposit. For current rates, please call 586-263-8800.

**Limited to one bump per term of Certificate of Deposit. Minimum balance of $500 required. Penalty for early withdrawal. Bump rate feature is valid for new 3,4, or 5-year CDs opened on or after 10/1/2005.

Routing number: 272480173

today's date:
privacy notice

Your savings federally
insured by NCUA to at least
$250,000 and backed by the
full faith and credit of the
United States Government.

We do business in accordance with the
Federal Fair Housing Law and Equal
Credit Opportunity Act.