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recreational vehicle loans

Get out there and enjoy the great outdoors with a Recreational Vehicle Loan from MSGCU!

You’ll get the same low rate for both new and pre-owned recreational vehicles. You’ll also be able to save time because you can be pre-qualified before you shop. We offer up to 95% financing (for qualified borrowers) with extended fixed-rate terms up to 15 years. There is no time like now to purchase that special recreational vehicle.

Types of recreational vehicles eligible for financing

  • Boats
  • Personal watercraft
  • ATVs
  • Campers
  • Travel trailers
  • Fifth wheels
  • Motorcycles
  • Snowmobiles
  • New and pre-owned motor homes

Here are some of the items that may be required for a typical recreational vehicle loan closing:

  • Title if purchased from individual seller or Purchase Order if purchased from a dealer
  • Proof of full coverage insurance, with MSGCU as loss payee
  • Proof of income (if applicable)
  • Termination statement (if applicable)
  • Payoff statement or phone number and account number, if refinancing from another financial institution

Apply today by phone at
586-263-8800 or
1-866-MSGCU4U, option 5;
online
; or at any MSGCU location.

 


Recreational Vehicle Loans
TypeTermAPR* as low as
FixedUp to 60 months5.99%
FixedUp to 72 months6.74%
FixedUp to 84 months for amounts over $25,0007.24%
FixedUp to 120 months for amounts over $25,0006.24%**
FixedUp to 180 months for amounts over $50,0006.49%**
   

*Annual Percentage Rate with Direct Deposit and Automatic Payments. Rates based on term, credit and collateral (contact Credit Union for details).
**Loan to Value up to 80%.

  

Example: A loan amount of $20,000 at 5.99% for 60 months would have a monthly payment of $386.56.

 

Apply Now

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40400 Garfield Road • Clinton Township, MI 48038 • 586.263.8800

Routing number: 272480173

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