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If your plans include purchasing a new or used vehicle, or refinancing what you already have with another lender, you can count on Michigan Schools and Government Credit Union to save you money.

With great dealer offers, like the Invest in America discount on GM and Chrysler vehicles, combined with MSGCU GAP insurance, competitive low, fixed rates, and up to 100% financing (for qualified borrowers), what are you waiting for?

Features and Benefits

  • Very competitive rates
  • Same rates for new and used vehicles
  • Up to 100% financing
  • Terms from 24 to 84 months
  • Same day approval on most vehicle loans
  • Automatic loan payment
  • Affordable GAP insurance coverage
  • Unlimited use of Internet Account Access
  • Free, unlimited use of Member Connect
  • Automatic payment option

Here are some of items that may be required for a typical vehicle loan closing

  • Title if purchased from Individual Seller or Purchase Order if purchased from a dealer
  • Proof of full coverage insurance, with MSGCU as loss payee
  • Proof of income (if applicable)
  • Termination statement (if applicable)
  • Payoff statement or phone number and account number, if refinancing from another financial institution (if applicable)

Apply today by phone at
586-263-8800 or
1-866-MSGCU4U, option 5;
online
; or at any MSGCU location.


Current Rates
New and Used Vehicle Loans
TypeTermAPR* as low as
FixedUp to 60 months4.99%
FixedUp to 72 Months5.74%
FixedUp to 84 months for amounts over $25,0006.24%
   

*Annual Percentage Rate with Direct Deposit and Automatic Payments. Rates based on term, credit and collateral (contact Credit Union for details).

  

Example: A loan amount of $20,000 at 4.99% for 60 months would have a monthly payment of $377.33.

Apply Now

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© 2009 Michigan Schools and Government Credit Union • All rights reserved
40400 Garfield Road • Clinton Township, MI 48038 • 586.263.8800

Routing number: 272480173

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full faith and credit of the
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We do business in accordance with the
Federal Fair Housing Law and Equal
Credit Opportunity Act.