|
 First Mortgage Fixed Rate Loans -
Monthly | | Term | Rates as low as | Points | APR* |
| 30 Year | 5.125% | 0.25% | 5.155% |
| 20 Year | 4.875% | 0.25% | 4.915% |
| 15 Year | 4.375% | 0.25% | 4.425% |
| 10 Year | 4.250% | 0.25% | 4.322% |
| |
Example: A loan amount of $150,000 at 5.125% for 360 months would have a monthly payment of $816.73.
|
| First Mortgage Fixed Rate Loans -
Bi-Weekly | | Term | Rates as low as | Points | APR* |
| 30 Year | 5.750% | 0.25% | 5.780% |
| 20 Year | 5.625% | 0.25% | 5.666% |
| 15 Year | 5.375% | 0.25% | 5.426% |
| 10 Year | 5.250% | 0.25% | 5.322% |
| |
Example: A loan amount of $150,000 at 5.750% for 30 years would have a bi-weekly payment of $437.68.
|
| Adjustable Rate Mortgages | | Term | Rates as low as | Points | APR* |
| 1/1 | 3.375% | 0.25% | 7.113% |
| 3/1 | 4.000% | 0.25% | 6.678% |
| 5/1 | 4.750% | 0.25% | 6.526% |
| 7/1 | 5.000% | 0.25% | 6.369% |
| |
Example: A loan amount of $150,000 at 4.750% for the first five years would have a monthly payment of $782.47. The payment adjusts annually thereafter based on current market rates.
|
| Balloon Mortgages - 30 Year Amortization.* | | Term | Rates as low as | Points | APR* |
| 7 Year Balloon | 5.250% | 0.25% | 5.310% |
| 10 Year Balloon | 5.375% | 0.25% | 5.422% |
| |
Example: A loan amount of $150,000 at 5.25% for 360 months would have a monthly payment of $828.31.
|
| Interest Only Mortgages | | Term | Rates as low as | Points | APR* |
| 30 Year Fixed | 6.125% | 0.25% | 6.152% |
| 3/1 ARM | 4.250% | 0.25% | 6.774% |
| 5/1 ARM | 5.000% | 0.25% | 6.663% |
| 7/1 ARM | 5.250% | 0.25% | 6.532% |
| |
Example: A loan amount of $150,000 at 5.000% on a 5/1 Adjustable Rate Mortgage would have an interest-only payment of $625.00 can adjust a maximum of 2%, up or down, and the loan payment converts to principal.
|
| Bridge Loan | | Term | Rates as low as | Points | APR* |
| 1 Year | 4.250% | 0.25% | 4.250% |
| |
Example: A loan amount of $50,000 at 4.250% for one year would have a quarterly interest-only payment of $531.25.
|
| Vacant Land Loans | | Term | Rates as low as | Points | APR* |
| 3/1 ARM | 5.000% | 0.25% | 6.056% |
| |
Example: A loan amount of $50,000 at 5.000% would have a monthly payment of $268.41 for the first three years. The payment adjusts annually thereafter based on current market rates.
|
*APR refers to Annual Percentage Rate
Interest rates shown here are available to borrowers
with an excellent credit history. The actual interest rate available
to you will be based on your credit history and loan to value
ratio.
|
