40400 Garfield Road
Clinton Township, MI 48038
586.263.8800 . 586.263.8285 (fax)
service@msgcu.org
 
Loan rates for 9/9/2010
Line of Credit Loans
TypeTermAPR* as low as
VariableNone11.00%
   

Initial rate may change. Contact MSGCU for most current rate. Variable rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 18%.

  


Signature Loans
TypeTermAPR* as low as
FixedUp to 60 months11.95%
  

Example: A loan amount of $5,000 at 11.95% for 60 months would have a monthly payment of $111.10.

New and Used Vehicle Loans
TypeTermAPR* as low as
FixedUp to 60 months4.49%
FixedUp to 72 Months5.24%
FixedUp to 84 months for amounts over $25,0005.74%
   

*Annual Percentage Rate with Direct Deposit and Automatic Payments. Rates based on term, credit and collateral (contact Credit Union for details).

  

Example: A loan amount of $20,000 at 4.49% for 60 months would have a monthly payment of $372.77.

Recreational Vehicle Loans
TypeTermAPR* as low as
FixedUp to 60 months5.99%
FixedUp to 72 months6.74%
FixedUp to 84 months for amounts over $25,0007.24%
FixedUp to 120 months for amounts over $25,0006.24%**
FixedUp to 180 months for amounts over $50,0006.49%**
   

*Annual Percentage Rate with Direct Deposit and Automatic Payments. Rates based on term, credit and collateral (contact Credit Union for details).
**Loan to Value up to 80%.

  

Example: A loan amount of $20,000 at 5.99% for 60 months would have a monthly payment of $386.56.

Home Equity Line of Credit
TypeTermAPR* as low as
Variable10 year draw period; 10 year repayment4.75%*
   

Initial rate may change. Contact MSGCU for most current rate. Variable rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 18%.

Home Equity Loans
TypeTermAPR* as low as
Fixed1 - 15 Years7.00%*
  

Example: A loan amount of $50,000 at 7.00% for 180 months would have an approximate monthly payment of $449.41.

* APR refers to Annual Percentage Rate
Federally Insured by NCUA We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.

Any Questions? service@msgcu.org

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