Proud to serve you in Commerce Township.

Our 15th branch located at 3230 N. Pontiac Trail, between M5 and Haggerty Road is now open. We are excited to bring all of the financial tools and support that our members have come to expect from MSGCU to another location convenient to those who live and work in the community. Let us work with you to understand your goals and build a plan to get you there.

There are lots of reasons to celebrate.

There's plenty happening at our new branch, so be sure to mark your calendars and plan to join us for these upcoming events.

  • October 21-26 is our Grand Opening Week Celebration. Join us for a week-long celebration with special treats, giveaways, and a chance to win a Weber gas grill and an outdoor fire pit.
  • November 13 is our Homebuyer's Workshop. First-time buyers and those reentering the market can learn tips for buying a home in today's market at this free workshop.

Not for profit. All for members.

At Michigan Schools and Government Credit Union, being not-for-profit allows us to give back to our members through better rates, fewer fees, free financial education, grants and scholarships, and other community support. And it fuels us to work hard every day with members to personalize plans to help them meet their financial goals. This exceptional level of dedication contributes to our 96% member satisfaction score, higher than most banks.


As part of our Giving Back program, this office is partnering with the Commerce Township Fire Department to donate funds that will support the life-saving work of our local firefighters.

Open an Account     The MSGCU Difference

Membership has its benefits.

  • Auto loan rates as low as 2.99% APR* and other great rates on home equity and personal loans. Plus, get a $100 bonus** when you finance $5,000 or more.
  • Low credit card rate of 2.99% promo APR until August 31, 2020. After that, our standard APRs of 9.75% on Titanium and 12.75% on Classic Credit Cards apply.
  • Get up to $1,120 back at closing when you buy or refinance your home with an MSGCU mortgage.

Experienced. Professional. Here to serve.

Branch Manager Marjorie R.

Marjorie R. - Branch Manager

Marjorie has 12 years of financial service experience with 5 of them being at MSGCU. Until recently, she managed our Livonia branch since it opened in 2016. Marjorie has her Bachelor's degree from William Tyndale College, her Master's degree from Wayne State University, and she's a Certified Credit Union Financial Counselor. Plus, she speaks fluent French. As a Commerce Township community member, she's very excited to work in her home community, particularly with schools, local businesses, and city officials.

"I’m truly excited to be serving such a vibrant community. This area, along with its many local businesses and non-profit organizations, is very involved with helping residents thrive. We’re happy that MSGCU can contribute to the great things that this community has to offer."


Asst. Branch Manager Andrea C.

Andrea C. - Assistant Branch Manager

Andrea has more than 5 years of credit union experience and is currently working on a second Bachelor's degree from Oakland University. She enjoys building strong relationships with members and is very excited about working in the Commerce Township community.

"MSGCU goes above and beyond for our members and employees, and we truly live by our ‘people helping people’ motto. I enjoy coming in every day and meeting with members to look for opportunities to assist them with all of their financial needs."


*APR=Annual Percentage Rate. Rates may be higher based on term and credit score. Review rates and terms at
‡The promotional 2.99% annual percentage rate will apply to all purchases, balance transfers, and cash advances posted to your credit card between 9/1/19-12/31/19 and will last until 8/31/20. After that, your standard rate will apply to any unpaid balances. For details, visit
†The up to $1,120 incentive includes: 1) waiver of $745 origination fee for all mortgages applied for between 5/1/19 and 12/31/19, and 2) coupon toward a free appraisal (up to $375) when attending a free Homebuyers Workshop or meeting with an MSGCU mortgage consultant prior to closing. Appraisal coupon credit will be applied at the time of closing. Insured by NCUA. Ask an MSGCU Representative for details.
**$100 Cash Back Loan Incentive Promotion Timeframe: The promotion will begin September 16, 2019 and run through December 31, 2019. Loan applications must be completed by December 31, 2019 and closed by February 12, 2020.Eligible loans include:

  • New Auto
  • Used Auto
  • Unsecured (fixed)
  • College Degree New Auto
  • College Degree Used Auto
  • New RV
  • New Boat
  • New Motorcycle
  • New Power Sport
  • Used RV
  • Used Boat
  • Used Motorcycle
  • Used Power Sport
  • Home Equity (1st Lien Closed End)**
  • Home Equity (1st Lien Closed End)**

Minimum $5,000 new money (or additional equity for existing direct MSGCU loans).
Excludes MSGCU loans that were financed through a dealer and loans that already received an incentive during this campaign. Loans subject to credit qualifications and approval.