A lower rate isn't the only bonus
Right now, we're pleased to be giving members $100* when you finance $5,000 or more.
When you're planning something big, we're ready. At MSGCU, you can always expect competitive rates, friendly service, and quick approvals on all of our loan solutions. Tell us about your plans, and we'll work hard to build the loan that's right for you. Plus, right now, you'll get $100* when you finance $5,000 or more:
We make it easy. It’s free to apply and we’ll walk you through the entire process.
At Michigan Schools and Government Credit Union, being not-for-profit allows us to give back to our members through better rates, fewer fees, free financial education, grants and scholarships, and other community support. And it fuels us to work hard every day with members to personalize plans to help them meet their financial goals. This exceptional level of dedication contributes to our 96% member satisfaction score. That's what Friendly Money means to us. And if you live in Michigan's Lower Peninsula, it's easy to become a member.
The promotion will begin September 16, 2019 and run through December 31, 2019. Loan applications must be completed by December 31, 2019 and closed by February 12, 2020.
Eligible loans include:
Minimum $5,000 new money (or additional equity for existing direct MSGCU loans).
Excludes MSGCU loans that were financed through a dealer and loans that already received an incentive during this campaign. Loans subject to credit qualifications and approval.
**Minimum $10,000 for Home Equity Term Loans. Michigan properties only. Equal housing lender.
The $100 incentive may be earned on more than one qualifying loan, provided that the loan minimum is met on each individual loan with specific purpose and a promotional incentive has not already been earned on that loan. Loan must remain open for 6 months. MSGCU official family members are not eligible for $100 incentive.
The incentive cash payment ($100) is considered interest and will be reported on IRS Form 1099-INT, to federal, state, and local tax authorities, if required by applicable law, and the member is responsible for any taxes due.
For loan terms, rates and calculations, click here.
Members and communities are at the center of everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.