Whether you are picking up holiday gifts, stocking up on comfort foods to brave the colder weather, or indulging in seasonal sales, paying by phone using your mobile wallet is a smart, safe choice during checkout this year.
How it works
Paying at the store
A mobile wallet is an application on your smartphone that stores payment information from your credit cards and debit cards so you can pay for things with just a tap of your phone. The most common mobile wallets are Apple Pay, Google Pay (GPay), Android Pay, and Samsung Pay. These applications come standard on your phone and can be set up quickly (see “Set up” below). Loading your debit and credit cards to the wallet on your phone will free up some space in your actual wallet and will help protect yourself and others by keeping your payments completely contactless. It also adds an extra layer of security because you use your own biometrics – that is, your face or fingerprint – to authorize the purchase.
Paying online
Have you seen additional payment options come up when purchasing something online? Apple, Samsung and Amazon have recently expanded their merchant payment services so that customers can use payment information stored with them to pay for goods and services at thousands of retailers nationwide. The checkout process is seamless, very mobile-friendly, and it’s a convenient way to pay for items without having to reenter your card details every time.
Set up
To start paying by phone, you'll need a smartphone and your credit or debit card. Simply add the card details to your phone's mobile wallet. Check out these videos if you’d like to see it in action.
When you’re ready to checkout at the store, simply hold your phone close to the card reader, press the "home" button specific to your phone to open the wallet, and authorize with your pin, fingerprint or face. You’ll be surprised how easy and quick it is. Now you have money almost anywhere you go!
What about security
Mobile wallets use multiple layers of encryption and security technology to protect your information, so they are secure to use. At MSGCU, we take security a step further. When enrolling an MSGCU card to mobile wallet, we call our member to verify it’s truly them enrolling a new card. This one-time step is an added measure to protect our members from scammers.
Category: Security
« Return to "Blogs"
You May Also Like
Here’s What You Need to Know About Spoofing Scams
Modern technology has enabled scammers to be sneakier and harder to spot than ever before. Here’s what you need to know about spoofing and spoofing scams.
Stay safe from scams.
Financial institutions are seeing increases in fraud. Learn to spot the warning signs to avoid falling victim from texts like these.
Avoid Student Loan Scams
Student loan interest and payments have resumed from the pandemic pause, which means scammers are back to work. Read on to learn more about common student loan scams.
Cybersecurity Practices Everyone Should Follow
Cybercrime is rampant, so take these preventive measures to keep you and your money safe.
The 12 Days Scams of Christmas
'Tis the season for scammers to take advantage of the giving spirit and holiday hustle. Read on to help prevent these 12 common holiday season scams.
Keep Your Data Safe Online
A compromised computer can put you at risk for money loss, phishing scams, or even complete identity theft. Read on for steps you can take to keep yourself safe online.
Shop Safely Online This Holiday Season
Be ready to safely shop online this holiday season with these 6 tips from MSGCU.
Stay Safe During the Holiday Season
Sometimes we let our guard down due to the stress of the holiday season and thieves may try to exploit that. Read our tips to prevent becoming a holiday victim.
Easy Ways to Prevent Identity Theft
We all know how important it is to protect our identity. Read on for tips to prevent thieves from getting information from a place you may not think about: your trash.
Six Ways to Protect Yourself Against Cyber Attacks
Learn what you can do to safeguard your money and personal information from criminals.
How Text Message Scams Typically Work
Do you know the warning signs of a text message scam? Learn how they work and what you can do to protect yourself.
Fall in Love, Not for Scams
Millions of people are looking for love, including scammers. Or, that’s what they want you to think.
Know the signs of an online romance scam so you don’t end up with a broken heart and drained bank account.
Protect Your Finances and Identity While Traveling
Taking a trip or going on vacation is exciting! As you plan what to pack and sites to see, make sure protecting your finances and your identity are on your pre-trip list. MSGCU makes it easy with these tips.
Keep safe from holiday scams
As the holiday season ramps up, keep your season cheery and bright by not falling for these holiday-related scams.
Safe Holiday Shopping for You and Your Wallet
During the holidays, you and your finances go through A LOT. Sometimes we get so caught up in what we need to buy and check off the list, we lose sight of protecting our finances and ourselves.
Let MSGCU help keep you protected while also helping you check a few more items off your list.
Use These 5 Easy Tips to Protect Yourself Online
We’re all online these days. Whether you work from home, are taking online classes, or simply enjoy scrolling through social media, keep your accounts protected and don’t let them be vulnerable. Protecting yourself online has never been more important.
To shred or not to shred?
Read these handy tips to help determine if your items are recycle-bin ready or if you should safely shred them.
Scammers are targeting teens and young adults. Learn how not to be a victim.
Young people are often preyed upon by scammers. Read on for more from MSGCU security experts to prevent you, or someone you love, from being a victim.
Scam prevention: Look out for these 7 red flags
Many Americans unfortunately fall prey to scams each year. Read on for seven common red flags from MSGCU security experts to raise your guard and help prevent you from falling victim to a scam.
Cryptocurrency: what it is and what risks to consider
Cryptocurrency continues gaining popularity. Read on for more about digital currency, including important risks to consider.
Know the signs of a Spear Phishing scam
It’s important to remain vigilant to the various types of cybersecurity scams. Learn what to look for so you don’t fall victim to a spear phishing scam.
Partner with us to help protect your accounts.
In addition to MSGCU's behind-the-scenes security features, there are additional tips you can use to help keep your information safe.
7 reasons to go paperless with your bank statements
Making the switch to paperless bank statements (eStatements) gives you added convenience and security benefits, which means less worry for you. Read on for seven reasons why paperless statements may be right for you.
How to make your stimulus check work for you