You’re smart with money. You deserve some credit.

It's easy to instantly tap into your Personal Line of Credit with checks provided by Michigan Schools and Government Credit Union. You can also use your credit line as overdraft protection should you accidentally overspend the balance in your MSGCU Checking Account.

Personal Line of Credit (Instant Credit)
TypeAPR* as low asTerm
Variable 11.25% None

*APR = Annual Percentage Rate. Initial rate may change. Variable-rate loan may change quarterly based on the Wall Street Journal Prime Rate. Maximum APR is 18.00%. Contact Member Service Representative for more details.