Text Banking

Michigan Schools and Government Credit Union's Text Banking uses simple command shortcuts that allow you to quickly and easily access your account for balance inquiries, to make transfers, and to manage your Online Banking security. The following is a list of the shortcuts available via Text Banking. Please modify your Share or Loan ID as applicable for each command shown (e.g. S0001, S00007, S00075, L00001, L0030, L0090).

BAL SXXXX or LXXXX – Get a balance on your share or loan
HIST SXXXX or LXXXX – Get transaction history on your share or loan
NEXT – Get the next five transactions of transaction history after receiving the first response on a history command
TRAN SXXXX LXXXX 200 – Transfer $200 from selected share or loan to the selected share or loan
LOCK – Lock Internet Account Access (login not allowed)
UNLOCK – Unlock Internet Account Access (login allowed)
HELP – Get contact information
COM – Get a list of available Text Banking commands

We protect your security

Handsets must be registered within Online Banking prior to using the system. You have the ability to deactivate the handset at any time.
Account numbers are never shared through Text Banking

Consult our Mobile Banking Frequently Asked Questions for additional information.