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Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union Go to main content

We'll pay you to transfer balances!

If you have debt sitting on other higher-interest credit cards, now is the time to transfer it to an MSGCU Visa! For a limited time, you'll get 2% cash back, up to $500,* on transferred balances. Plus, you'll save more with:

  • No balance transfer fees
  • No cash advance fees
  • No annual fees
  • Same low rate for purchases, cash advances, and balance transfers


Already have an MSGCU Visa?


Take advantage of everything your card has to offer! We make it easy for you to consolidate other credit card debt onto your MSGCU Visa.

Transfer Balances

Simply call 866.674.2848 to transfer balances to your MSGCU credit card and earn up to $500 cash back.

Increase Your Credit Limit

Need more buying power? Complete this credit limit increase request form and return it to our offices.


Don't have our credit card?


From lower rates to fewer fees, it's easy to see why our members prefer an MSGCU Visa in their wallets.

It's easy to apply

You can apply online using the links below. Or, you can call 866.674.2848 or stop by any of our locations to get started.



Visa Rates
Type of CardLow APR*Minimum Limit
Titanium VISA 9.75% $5,000
Classic VISA 12.75% $500

*Annual Percentage Rate. Interest rate remains the same for purchases, cash advances, and balance transfers.



*Transfer balances to an MSGCU credit card and get 2% cash back, up to $500 maximum, deposited into your savings account. Offer good until March 31, 2017. Subject to credit approval. Visit, call 866.674.2848, or visit any branch for details.

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