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VISA credit cards

VISA Titanium Card

  • 9.75% Fixed APR*
  • Credit line of $5,000 or more

APPLY NOW



VISA Classic Card

  • 12.75% Fixed APR*
  • Credit line of $300 or more

APPLY NOW



With our VISA Titanium and Classic Cards, you’ll have the benefit of exceptional features like:

VISA TITANIUM CLASSIC
Annual Percentage Rate for Purchases - APR 9.75 Fixed 12.75 Fixed
Other APR’s:
Cash Advance APR
Balance Transfer APR
Annual Fees


9.75% Fixed
9.75% Fixed
None
12.75% Fixed
12.75% Fixed
None
Grace Period 25 days on purchases 25 days on purchases
Minimum Finance Charge
 None None
Minimum Credit Line $5,000 or more
 $300 or more
Balance Computation
Method		 Average Daily Balance (including new transactions) Average Daily Balance (including new transactions)
Transaction Fees:
Cash Advance Fee
Balance Transfer Fee
Late Payment Fee
Over-the-Credit-Limit Fee
Replacement Card Fee
Foreign Transaction Fee is 1% of purchase amount with currency conversion or 0.8% without currency conversion.
None
None
$15
$15
$5
None
None
$15
$15
$5

For a larger chart, please click here.

Here are a list of items that may be required for a VISA Credit Card closing

  • Creditors Statements (if debt consolidation)
  • Proof of Income (if applicable)


*Annual Percentage Rate. Credit subject to approval. Normal credit standards apply.

Why should I apply for a MSGCU Credit Card?



Shopping: A quick swipe of your MSGCU VISA Card at thousands of locations world wide leaves you more time for the important things in your life.

Vacation: It doesn’t matter where you decide to visit because the MSGCU VISA Credit Card will be your key. Use it for hotel reservations, dining, car rentals and much, much more.

Education Expenses: Your MSGCU VISA Credit Card makes it quick and easy to pay for tuition, books, and supplies. Don’t spend your valuable time in a store. You’ve got studying to do!

Debt Consolidation: When you transfer your existing credit card balances to a MSGCU VISA Card, you’ll enjoy a terrific low fixed APR. You’ll save time and money by paying just one bill.

Automatic VISA Payment: You can have your VISA Credit Card payments deducted directly from your MSGCU Savings or Checking account. It’s free, it’s easy, and all you have to do is request this service.

Online VISA Payment: You can pay your VISA Credit Card balances through Internet Account Access. Simply login to your account and transfer money to your VISA Credit Card to lower or payoff the balance.

Apply Today! When you’re ready, we make it simple to apply for your MSGCU VISA Credit Card. Just click here or stop by any of our convenient branch locations for the opportunity at getting your own MSGCU VISA Credit Card.

*If you're reporting the loss or theft of your MSGCU debit or credit card, please click here.

© 2009 Michigan Schools and Government Credit Union • All rights reserved
40400 Garfield Road • Clinton Township, MI 48038 • 586.263.8800

Routing number: 272480173

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$250,000 and backed by the
full faith and credit of the
United States Government.		 We do business in accordance with the
Federal Fair Housing Law and Equal
Credit Opportunity Act.