Loans & Insurance: With Michigan Schools and Government Credit Union, you'll move ahead of the curve.

Car Loans, Truck Loans, and SUV Loans

If you are in the market for a different car, truck, or SUV or want to refinance the one you already have, Michigan Schools and Government Credit Union offers the same great low rate, 1.99% APR,* for new and used vehicles.

  • Rates as low as 1.99% APR!*
  • An easy application with quick approval
  • No loan application fee
  • The same great low rates for both new and used vehicles
  • Payment protection options
  • Up to 100% financing
  • Terms up to 84 months
  • Automatic loan payments from your account
  • Affordable GAP insurance coverage
  • Get pre-approved before you shop

While banks are taking a break from auto lending, we can save you time and money when you finance or refinance your auto loan. Contact MSGCU to set yourself on the right path to financial success! 

Remember, too, that when your lease ends on your vehicle, it may be better to buy. We can help you purchase your current leased vehicle! Just ask us how!

Car Loan, Truck Loan, or SUV Loan
TypeTermAPR* as low as
Fixed - New or Used Up to 60 months 1.99%
Fixed - New or Used Up to 72 months 2.99%
Fixed - New or Used Up to 84 months for amounts over $25,000 3.74%
Example: A loan amount of $15,000 at 1.99% for 60 months would have a monthly payment of $262.86.
*APR=Annual Percentage Rate with 100% net check Direct Deposit, Automatic Loan Payment transfer, and an open Checking Account with Debit Card. Rates based on term, credit, and collateral (contact MSGCU for details).

Routing Number: 272480173
40400 Garfield Road • Clinton Township, MI 48038 | 586.263.8800