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We're all over Metro Detroit.



Branch and Drive-thru Hours

All MSGCU branches are open Monday through Saturday for your convenience:

Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed

All MSGCU branches also have 24-hour drive-up ATM access.

To see a listing of our scheduled holidays, visit our Holiday Closings page.


Call Center

Michigan Schools and Government Credit Union's Call Center is here to help when you need to discuss a loan or other services you can use to set your finances right. Please contact us with any requests, inquiries, or feedback.

You'll be connected with our Michigan-based Member Service Representatives during normal business hours. If you reach us after hours, please leave a detailed voicemail, and we will return your call the next business day.

Phone: 586.263.8800
Toll Free: 1.866.MSGCU4U (1.866.674.2848)
Fax: 586.263.8826

Our call center hours are:

  • Monday to Wednesday: 9 am – 5 pm
  • Thursday: 9 am – 6 pm
  • Friday: 9 am – 7 pm
  • Saturday: 9 am – 1 pm
  • Sunday: Closed

Our Routing & Transit Number is: 272480173


Lost or Stolen Debit/Credit Cards

If your MSGCU debit or credit card has been lost or stolen, please call one of the numbers below as soon as the loss or theft is discovered. The quickest way to effectively block the use of your card is to call the numbers below. Please do not send an email if you have experienced a loss or theft of your MSGCU debit or credit card.

During Business Hours:
Please call the MSGCU Main Office at 586.263.8800.

After Hours (including weekends):
Please begin by calling 1.800.991.4965 and follow the audio prompts.

If you are out of the country and need to report a lost or stolen card, please call 727.227.2447.
(This number should be used only if you are outside the United States.)

Request Info/Contact Us

Please fill out the form below to receive more information about Michigan Schools and Government Credit Union.


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    Secure Email

    The MSGCU Secure Message Center is a convenient and secure way to send email to and receive email from Michigan Schools and Government Credit Union. To get started, you must set up an account with a valid email address. Once logged in, you may exchange secure encrypted email with MSGCU employees.

    Visit the MSGCU Secure Message Center.

    Social Media

    We’re live on social media! And we want you, our loyal members, to follow us for updates, contests, and a quicker connection to the MSGCU community. Join the trend and check out MSGCU on Facebook, Twitter, and Instagram.


    See what Michigan Schools and Government Credit Union — and our members — are saying. Join the conversation. Updated regularly, our Facebook page offers great tips on saving more and spending less. Like MSGCU's page today!
    Follow Michigan Schools and Government Credit Union on Twitter to get great tips on managing money. Follow our tweets today!
    Keep up with the latest MSGCU happenings on Instagram. Follow @michiganschoolsandgovtcu today!