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Home > Loans & Insurance> RV, Power Sports & Marine> Marine Loans

Marine Loans

Enjoy the great outdoors with a boat loan from Michigan Schools and Government Credit Union.

  • Low rates—we have competitive rates for new and used boats
  • Terms up to 240 months
  • Up to 135% financing for qualified borrowers
  • We offer the opportunity to be prequalified before you shop 
  • No penalty for early prepayment

Set yourself on the right path to fun with MSGCU!

Marine Loan
Loan AmountAPR* as low asTerm
$75,000 and Over 4.49% Up to 240 months
Between $35,000 - $74,999 4.24% Up to 180 months
Between $20,000 - $34,999 4.24% Up to 144 months
Less than $20,000 4.24% Up to 96 months

Example: A loan amount of $40,000 with a rate as low as 4.24% for 180 months would have a monthly payment of $301.00.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 240 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. Marine Survey may be required. New money only. Rates are subject to change at any time. Same-day approval on most Marine applications. Contact Member Service Representative for more details.

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