Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union
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RV Loans

Looking for a longer-term loan for a RV, motor home or travel trailer? We can definitely help with that.

Michigan Schools and Government Credit Union's RV Loans have great rates for up to 20-year loans. How's that for setting yourself on the path to financial success?

An RV Loan from MSGCU features:

  • Competitive low rates for new and used recreational vehicles
  • Terms up to 240 months
  • Up to 135% financing for qualified borrowers
  • The opportunity to be prequalified before you shop
  • No prepayment penalty

RV Loan
5th Wheels, Trailers, Campers
Loan AmountAPR* as low asTerm
$75,000 and Over 4.49% Up to 240 months
Between $35,000 - $74,999 4.24% Up to 180 months
Between $20,000 - $34,999 4.24% Up to 144 months
Less than $20,000 4.24% Up to 96 months

Example: A loan amount of $40,000 with a rate as low as 4.24% for 180 months would have a monthly payment of $301.00.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 240 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. New money only. Rates are subject to change at any time. Same-day approval on most RV applications. Contact Member Service Representative for more details.

Power Sports Vehicle Loans

Get a boat, motorcyle, travel trailer, camper, ATV, and more with a low-rate RV loan from MSGCU.

Your adventure starts with Michigan Schools and Government Credit Union. Did you know that we finance these power sports vehicles:

  • Motorcycles
  • Jet Skis 
  • ATVs
  • Snowmobiles

At MSGCU, our loan features:

  • Low rates and no application fee 
  • Terms up to 84 months
  • Up to 135% financing for qualified borrowers
  • We offer the opportunity to be prequalified before you shop
  • No penalty for early prepayment

Power Sports
Jet Ski, ATV, Motorcycle, Snowmobile
Loan AmountAPR* as low asTerm
$30,000 and Over 3.99% Up to 144 Months
Between $10,000 and $29,999 3.99% Up to 120 Months
Less than $10,000 4.74% Up to 84 Months

Example: A loan amount of $12,000 with a rate as low as 3.99% for 60 months would have an approximate monthly payment of $221.00.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 144 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. New money only. Rates are subject to change at any time. Same-day approval on most Powersport applications. Contact Member Service Representative for more details.

Marine Loans

Enjoy the great outdoors with a boat loan from Michigan Schools and Government Credit Union.

  • Low rates—we have competitive rates for new and used boats
  • Terms up to 240 months
  • Up to 135% financing for qualified borrowers
  • We offer the opportunity to be prequalified before you shop 
  • No penalty for early prepayment

Set yourself on the right path to fun with MSGCU!

Marine Loan
Loan AmountAPR* as low asTerm
$75,000 and Over 4.49% Up to 240 months
Between $35,000 - $74,999 4.24% Up to 180 months
Between $20,000 - $34,999 4.24% Up to 144 months
Less than $20,000 4.24% Up to 96 months

Example: A loan amount of $40,000 with a rate as low as 4.24% for 180 months would have a monthly payment of $301.00.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 240 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. Marine Survey may be required. New money only. Rates are subject to change at any time. Same-day approval on most Marine applications. Contact Member Service Representative for more details.