We believe it's important to teach financial literacy to as many people as possible, to empower you with the information you need to address every day concerns, such as:
|• Money management||• Identity theft solutions|
|• Credit basics||• Understanding how to buy a house|
|• Financial goals||• Dealing with credit card debt|
|• Retirement planning||• Estate and trust planning|
We'd love for you to join us!
You're invited to attend any or all of MSGCU's free workshops. But registration is required; so, after you decide which topics you'd like to learn more about, please select from the available links below and submit the registration form. Before your workshop, one of our Consumer Education Specialists will contact you to confirm your attendance.*
Youth Checking and Lending
Does your teen know how to handle his or her finances in the real world? We invite you both to join us for an educational workshop on the proper usage of checking and lending products. (This workshop is geared toward teens aged 16 and older.) After this session, qualified teens will be able to open a checking account and apply for a low-interest, low-limit credit card with parental consent.
Register for Youth Checking And Lending
- March 27, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Warren Branch
- April 11, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Troy Branch Community Room
- April 24, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Hayes Branch
- May 8, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Livonia Branch
- July 17, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Chesterfield Branch
- August 14, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Hall Rd. Branch
- October 10, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Main Branch Community Room
- November 6, 2018 (6:00 PM - 7:30 PM): Youth Checking & Lending: Shores Branch
Are you thinking of buying a new home? Our Mortgage Experts will walk attendees through the entire process, step-by-step. Learn the secrets of successful home buying, including budgeting, prequalification, inspection, closing, and other valuable home purchasing tips. This free interactive session is great for both first-time buyers and those looking to step into the market again. Bring your questions!
Register for Homebuyers
- April 18, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Shelby Branch
- May 15, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Farmington Hills Branch
- May 23, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Main Branch
- June 19, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Sterling Heights Branch
- July 24, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Royal Oak
- August 7, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Shores Branch
- October 16, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Troy Branch Community Room
- November 13, 2018 (6:00 PM - 8:00 PM): Homebuyers Workshop: Hall Rd. Branch
Learn about the signs of identity theft and how to protect your personal information. Please join us as Glenn Clark, from the Consumer Protection Division of the Attorney General’s office, provides valuable information on how to reduce the risk of falling victim to the fastest growing crime in America. Plus, learn what you should do if your identity is stolen.
Register for Identity Theft Workshop
- April 23, 2018 (6:30 PM - 7:30 PM): Identity Theft Workshop at Sterling Heights High School
Roadmap to Retirement
Ready to help prepare for your journey toward retirement? Join us for a workshop detailing important mile markers from your 40s through 70s to help you most effectively reach your retirement destination.
Register for Roadmap to Retirement Workshop
- April 25, 2018 (7:00 PM - 8:30 PM): Roadmap to Retirement: Sterling Heights Library
Estate Planning Basics
Learn about the basics of estate planning — medical & general powers of attorney; differences between a will and trust; proper beneficiary designations for your situation; and how to avoid probate. A lawyer will be on hand to help you decide the best ways to plan for your family.
Register for Estate Planning Basics
- April 23, 2018 (6:00 PM - 7:30 PM): Estate Planning Basics at Sterling Heights High School
- June 12, 2018 (6:00 PM - 7:30 PM): Estate Planning Basics: Hayes Branch
*Your wireless provider’s messaging and data rates may apply.
Other Topics We Cover
Understanding Your Credit Report
This workshop will teach you what a credit score is, how a credit score is calculated, how to read a credit report, and how to dispute a problem on your report. Visit annualcreditreport.com to pull your free credit report, bring it with you to the workshop, and have your questions answered.
Building a Basic Budget
This workshop teaches how to set up a spending plan, track spending, find ways to save, and meet financial goals.
Raising a Financially Literate Family
From allowance guidelines to first credit cards, learn ways to incorporate financial education early in a child’s life to help them make smart money choices.
Preparing to Save for College
This workshop focuses on proactively savings for your child’s higher education. Learn multiple options available such as a MET, 529 Plan, and Coverdell Education Savings Accounts where time and money work to your advantage.
Power Over Debt - Break the Debt Cycle
Build a more secure financial future through identifying spending habits, the benefits and costs of credit, steps to tackle your debt, and how to improve your credit score.
Elder Law: Private Pay vs. Medicaid
Are you faced with caring for the elderly members of your family? At this workshop, you'll learn about the options you have regarding Medicare, long-term planning, guardianship, and retirement.
Social Security: 7 Ways to Optimize Benefits
Are you taking full advantage of what Social Security offers? Industry experts will share seven keys to enhancing social security benefits, including understanding the basics of social security, working in retirement, and taking the next steps.