MSGCU is driven by the credit union philosophy of “people helping people,” and we are honored to sponsor the ChadTough Defeat DIPG Foundation. This organization is dedicated to finding a cure for Diffuse Intrinsic Pontine Glioma (DIPG) pediatric brain cancer by funding game-changing research. ChadTough also helps patients and families by providing navigation throughout their journey.
As part of our ChadTough activities, members and community members are invited to:
- Stop in our Ann Arbor or Saline branch to receive a free ChadTough stadium cushion. Limit of two per person, while supplies last.
- Enter our raffle during your branch visit for the chance to win a $500 MSGCU account deposit.** Raffle entries are accepted August 18 – September 20.
Ann Arbor branch office
Stadium Boulevard, south of Liberty
2151 W. Stadium Boulevard
Ann Arbor, MI 48103
Saline branch office
Michigan Avenue, east of State Street
6983 E. Michigan Avenue
Saline, MI 48716
Join MSGCU at these ChadTough events:
Orange Out football game at Saline High School on September 5 at 7 PM
- Wear orange to show your support for ChadTough and watch the Saline Hornets vs. the Ann Arbor Skyline Eagles under the Friday night lights.
Punt, Pass, and Kick competition at RunTough Family Fun Day on September 28 at 12 PM
- As a proud sponsor of the competition, we are awarding $100 MSGCU savings account deposits^ to the 14 winners of this year’s contest.
- Visit the RunTough Family Fun Day website for event details and to register for RunTough and the Punt, Pass, and Kick competition held at Saline High School.
Visit chadtough.org to learn more about ChadTough’s mission and join the fight against childhood brain cancer.
*Eligible members can earn up to $50: $25 for opening a new Regular, Fresh Start, or Achieve checking account with a single $25 minimum opening deposit (e.g., one $20 and one $5 deposit does not qualify), and an additional $25 for completing 10 debit card transactions of $10+ within 60 days. The initial $25 bonus will be deposited 11 calendar days after account opening. Offer valid for first-time checking accounts only. Not available to members who closed a checking account on or after 5/1/25. Bonuses paid within 90 days of meeting requirements.
**CHADTOUGH PRIZE RAFFLE OFFICIAL RULES AGREEMENT TO OFFICIAL RULES: The ChadTough Raffle (the ”Drawing”) is available only to legal residents of the state of Michigan, ages 18 and older, and shall be governed by Michigan law. By participating in the Drawing, you agree to abide by and be bound by these Official Rules and the decisions of Michigan Schools and Government Credit Union, which shall be final and binding in all matters related to the Drawing.
ELIGIBILITY: The Drawing is open and offered only to individuals who are legal residents of Michigan, aged 18 or older at the time of entry. Employees and officials of Michigan Schools and Government Credit Union, their immediate families (parent, child, sibling or spouse) and/or persons living in their household, and any other persons or entities associated with this Drawing (“Official Family”) are ineligible to enter the Drawing or win the prize. The Drawing is void outside of the state of Michigan and where otherwise prohibited by law.
SPONSOR/ADMINISTRATOR: The Drawing is sponsored and administered by Michigan Schools and Government Credit Union (“MSGCU”), 40400 Garfield Road, Clinton Twp., MI 48098 and includes two participating locations: MSGCU Branch Office – Ann Arbor, 2151 W. Stadium Blvd., Ann Arbor, MI 48103, and MSGCU Branch Office – Saline, 6983 E. Michigan Ave., Saline, MI 48176.
HOW TO ENTER: The entry period for the Drawing will be open from Monday, August 18, 2025, at 9 a.m., until Saturday, September 20, 2025, at 1 p.m.
Eligible persons can enter the Drawing by completing an entry ticket at a participating location, or by mailing an entry ticket or a letter containing their name, phone number, address, email address, and whether they are an MSGCU member to a participating location. All mailed entries must be received by Saturday, September 20, 2025, at 1 p.m.
Each completed Drawing entry will generate one (1) Drawing entry. Entry is limited to only one (1) entry per person and only one entry will be permitted using any specific phone number. Any attempt by any person to obtain more than one entry by using multiple/different phone numbers, names, identities, or any other methods will void that persons entry(s) and the person will be disqualified from winning the Prize.
CONDITIONS OF PARTICIPATION: If for any reason the operation or administration of this Drawing is impaired or incapable of running as planned for any reason, including but not limited to (a) infection by computer virus, bugs, (b) tampering or, unauthorized intervention, (c) fraud, (d) technical failures, or (e) any other causes beyond the control of the Sponsor which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Drawing, the Sponsor reserves the right, in its sole and absolute discretion, to disqualify any person who tampers with the entry process, and/or to cancel, terminate, modify or suspend the Drawing in whole or in part, at any time, without notice and award the applicable prize using all non-suspect eligible entries received as of, or after (if applicable) such cancellation, termination, modification or suspension date, or in any manner that is fair and equitable and best conforms to the spirit of these Official Rules. Sponsor reserves the right, in its sole and absolute discretion, to disqualify any person deemed to be tampering or attempting to tamper with the entry process and/or acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Failure by the Sponsor to enforce any provision of these Official Rules shall not constitute a waiver of that provision of the Official Rules. Sponsor reserves the right to amend these Official Rules or discontinue the Drawing at any time.
DRAWING AND NOTIFICATION: One (1) prize from each branch location (Ann Arbor and Saline) will be awarded to two (2) winners. The winners will be selected by random drawing from all eligible entries received at each participating location by the Sponsor, whose decisions are final and binding. The prize drawing will be conducted on Saturday, September 20, 2025, at 1 p.m. Winners will be notified on or before Monday, September 22, 2025, at 5 p.m. The winners will be contacted by the Sponsor at the telephone number provided with the entry or will be present at time of event. If a potential winner cannot be contacted at the phone number provided with the entry within three business (3) days after the first attempt to contact him/her, the Sponsor may select an alternate potential Winner in his/her place at random from the remaining entries. The Branch Grand Prize must be redeemed within seven (7) business days of notification.
ODDS OF WINNING: Odds of winning will depend on the total number of eligible entries received throughout the Drawing Period. All eligible Drawing entries shall have an equal chance to win the prize.
PRIZES: Sponsor is providing two (2) total $500 account deposits, one (1) at each participating location.
PRIZE CONDITIONS: The potential prize winners are required to sign a Media/Publicity Release and return same to Sponsor within seven (7) business days of notification, or the prize may be forfeited and an alternate potential winner selected. In Sponsor’s sole discretion, if a potential prize winner cannot be notified, or if a potential prize winner fails to return a completed required document within the specified time period, or if a potential prize winner is not in compliance with these Official Rules, then such person shall be disqualified and an alternate winner will be selected for the prize at issue. The Sponsor reserves the right in its sole and absolute discretion to substitute the prize with another prize of equal or greater value in the event that the prize (or any component thereof) is not available as determined by the Sponsor in its sole and absolute discretion. MSGCU primary membership, including $5 membership share if applicable, is required to accept the prize of a $500 deposit into an MSGCU savings or checking account.
TAXES AND TAX REPORTING: Prize winners are solely responsible for all federal, state, and local taxes, and any expenses associated with the prize. Prize winners must provide all information necessary for Sponsor to make required tax reports. The failure of a prize winner to provide such information shall result in the prize being forfeited by prize winner.
RELEASE AND HOLD HARMLESS: By entering the Drawing and/or accepting a prize, the prize winner agrees to hold Sponsor and its officers, directors, employees, representatives, and agents harmless from any and all liability whatsoever in connection with the Drawing, including without limitation, legal claims, costs, injuries, losses or damages, demands with respect to (a) any errors that may prevent a person from submitting an entry; (b) unauthorized human intervention in the Drawing; (c) printing errors; (d) errors in the administration of the Drawing or the processing of entries; (e) injury, death, or damage to persons or property which may be caused , directly or indirectly, in whole or in part, from participation in the Drawing or receipt of any prize; (f) all claims based on publicity rights, defamation, use of image of likeness and/or breach of any right of privacy; or (g) any other claims or actions of any kind. Except where prohibited by law, acceptance of a prize constitutes a release by the prize winner of any and all claims in connection with the administration of the Drawing and the use, misuse or possession of any Prize. Sponsor is not responsible for any printing, typographical, mechanical or other error in the administration of the Drawing or in the announcement of the prize.
LIMITATION OF LIABILITY: IN NO EVENT WILL SPONSOR, ITS OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES) ARISING OUT OF PARTICIPATION IN THIS DRAWING OR THE ACCEPTANCE, POSSESSION, USE, OR MISUSE OF, OR ANY HARM RESULTING FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF THE PRIZE.
PUBLICITY AUTHORIZATION: Sponsor may use any prize winner’s name, photo, voice, likeness and/or city of residence for promotional purposes via any and all forms of media, in perpetuity, without further or additional notice, attribution, permission or compensation, except where prohibited by law. Prize winner agrees that his/her name and prize may be revealed to other Drawing participants upon request.
COMPLIANCE WITH LAW: All issues and questions concerning the Drawing, these Official Rules, the rights of the participants in connection with the Drawing, any dispute arising between Sponsor and any Drawing participant and/or any dispute concerning the administration of the Drawing shall be governed by and construed in accordance with the laws of the State of Michigan and applicable Federal law.
USE OF DATA: All information submitted will be treated according to Sponsor’s Privacy Policy, available at https://www.msgcu.org/privacy. By participating in the Drawing and providing your contact information, all persons entering hereby agree to Sponsor’s collection and usage of their personal information and acknowledge that they have agreed to be bound by Sponsor’s Privacy Policy.
^Fourteen (14) $100 MSGCU savings account deposits will be awarded to the fourteen (14) winners of the Punt, Pass, and Kick Competition. MSGCU primary membership, including $5 membership share if applicable, is required to accept the $100 deposit into a MSGCU savings account.
