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New to MSGCU?

It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your new account right away.

Apply & Join



Applying in person? Visit the branch nearest you 
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Already started an application? Log back in »

Already a member?

Simply log in to Online Banking and select New Accounts. You can open Savings and Checking accounts as well as CDs in just a matter of minutes.

Online Banking



Interested in a loan or a credit card? Apply here 
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Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union Go to main content
  • Moving is hard enough.
     
     
    That's why our expert Mortgage Consultants make it easy, from start to finish. Schedule an appointment today.
  • Earn more
     
     
    With as little as $500, you can start to enjoy great returns on your money. Start saving today.
  • Service is our passion
     
     
    Since 2015, we've donated $39,000 and hundreds of hours to local organizations. And we're still going.

What's new at MSGCU

Interested in membership?

Join MSGCU today! Becoming a member is easier than you think. Check out our membership qualifications, then apply online or in person at one of our local branches.


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File taxes the smarter way

We have teamed up with TurboTax to save you up to $15 on TurboTax federal products. Get your biggest refund with no appointment or tax knowledge needed…guaranteed. Start for free today.


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Free Homebuyer Workshops

Walk away with helpful information plus a $375 coupon for use toward an appraisal. These interactive sessions are great for both first-time buyers and those stepping into the market again.


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Get a sneak peek

We are pleased to announce that we are refreshing msgcu.org. Find the information you need about products and services, financial education, and more — easier than ever.


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Today's Rates

AUTO LOANS

WITH APR AS LOW AS

2.74%*

18-MONTH CD

WITH AN APY OF 

1.85%*

HOME EQUITY

WITH APR AS LOW AS

3.75%*

*APR (Annual Percentage Rate)/APY (Annual Percentage Yield). Speak to a Member Service Representative for complete details.