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New to MSGCU?

It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your new account right away.

Apply & Join



Applying in person? Visit the branch nearest you 
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Already started an application? Log back in »

Already a member?

Simply log in to Online Banking and select New Accounts. You can open Savings and Checking accounts as well as CDs in just a matter of minutes.

Online Banking



Interested in a loan or a credit card? Apply here 
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Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union Go to main content
  • Get up to $500 cash back
     
     
    Choose a credit card that keeps your life in balance. Get 2% cash back when you transfer balances to an MSGCU Visa.*
  • Attention all students!
     
     
    MSGCU is offering more than $100,000 in scholarships to local students and educators. Apply now through March 2.
  • More than a mortgage
     
     
    Whether you want to buy or refi, the first step in our loan process is taking an interest in you. Let's talk.
  • Earn more
     
     
    With as little as $500, you can start to enjoy great returns on your money. Start saving today.
  • Join us February 1217!
     
     
    Stop by the newly renovated Shelby Township branch and celebrate our Grand Re-opening week.

What's new at MSGCU

Interested in membership?

Join MSGCU today! Becoming a member is easier than you think. Check out our membership qualifications, then apply online or in person at one of our local branches.


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Reach your savings goals

Make your big dreams a reality. With our Savings Goal Calculator, you can jumpstart a plan to set aside funds for things like a family vacation, wedding, or new car.


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File taxes the smarter way

We have teamed up with TurboTax to save you up to $15 on TurboTax federal products. Get your biggest refund with no appointment or tax knowledge needed…guaranteed. Start for free today.


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Our app has a new look

Say hello to a simpler design—plus fingerprint login for iOS users. Check your balances, transfer money, and pay bills with ease, all with the security you expect from MSGCU.


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Today's Rates

AUTO LOANS

WITH APR AS LOW AS

2.24%*

18-MONTH CD

WITH AN APY OF 

1.85%*

HOME EQUITY

WITH APR AS LOW AS

3.75%*

*APR (Annual Percentage Rate)/APY (Annual Percentage Yield). Speak to a Member Service Representative for complete details.