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New to MSGCU?

It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your account right away.

Apply & Join



Applying in person? Visit the branch nearest you 
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Already started an application? Log back in »

Already a member?

Simply log in to Online Banking and select New Accounts. You can open Savings and Checking accounts as well as CDs in just a matter of minutes.

Online Banking



Interested in a loan or a credit card? Apply here 
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Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union
Michigan Schools & Government Credit Union Go to main content
  • Big plans? Get cash…
     
     
    Perhaps it’s time your home started working for you. Get up to $500 with a new Home Equity Line.
  • We're so excited!
     
     
    Our new branch at 18 Mile and Mound is now open. Stop by and meet our amazing team.
  • More than a mortgage
     
     
    Buying a home doesn’t have to be stressful. Just tell us your needs. We’ll guide you through the process, while also getting you a great low rate.
  • We love giving back
     
     
    MSGCU has donated $24,000 and hundreds of hours to local organizations over the past 2 years. Take a look at our plans for 2017.

What's new at MSGCU

Interested in membership?

Join MSGCU today! Becoming a member is easier than you think. Check out our membership qualifications, then apply online or in person at one of our local branches.


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Reach your savings goals

Make your big dreams a reality. With our Savings Goal Calculator, you can jumpstart a plan to set aside funds for things like a family vacation, wedding, or new car.


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Free appraisals

Attend any one of our homebuyers' workshops and get a coupon worth up to $375 to use toward a residential real estate appraisal when you get a mortgage from MSGCU. Register today.


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We're so proud

After careful review and consideration, MSGCU is pleased to award $67,500 in scholarships to 25 students and two educators from a pool of truly accomplished applicants. 


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Today's Rates

AUTO LOANS

WITH APR AS LOW AS

2.24%*

14-MONTH CD

WITH AN APY OF 

1.35%*

HOME EQUITY

WITH APR AS LOW AS

3.75%*

*APR (Annual Percentage Rate)/APY (Annual Percentage Yield). Speak to a Member Service Representative for complete details.