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Michigan Schools & Government Credit Union
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  • Turn your debt into cash
     
     
    Transfer your holiday balances to an MSGCU Visa and save…big time. See how easy it can be.
  • MSGCU Scholarships
     
     
    We have more than $80,000 to share! Check out our scholarship programs and apply by March 17.
  • Earn more…
     
     
    With as little as $500, enjoy great returns on a new 12-month CD. Get all the details today.
  • Make sense of your future
     
     
    Credit basics. Retirement planning. Buying a home. Our workshops can take the confusion out of planning for your financial future. Register today.
  • Taxes done smarter
     
     
    Get your biggest refund with no tax knowledge needed—guaranteed. And get a discount on TurboTax federal.

What's new at MSGCU

Interested in membership?

Join MSGCU today! Becoming a member is easier than you think. Check out our membership qualifications, then apply online or in person at one of our local branches.


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Protect yourself

Fraudulent communications can come in many forms—especially during the holidays. Remember, we'll never contact you outside of regular business hours to discuss your account information.


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Take a holiday from your loan

With our Skip-A-Pay Program, you can take a vacation from your next loan payment! An MSGCU representative can give you all the details and verify that your loan qualifies for this program.


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Easy loan payments

Ready to pay your loan? Choose what works best for you. Online, in-person, or over the phone. You can even pay with funds from another institution using MSGCU QuickPay. 


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Today's Rates

AUTO LOANS

WITH APR AS LOW AS

1.99%*

VISA

WITH APR AS LOW AS

9.75%*

HOME EQUITY

WITH APR AS LOW AS

3.75%*

*APR (Annual Percentage Rate)/APY (Annual Percentage Yield). Speak to a Member Service Representative for complete details.