I didn't know I could use a home equity loan for that!

I didn’t know I could use a home equity loan for that!

While most associate home equity loans with financing home improvements, there are many more uses for these handy loans to help you reach your financial goals.


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Shop Safely Online This Holiday Season

Shop Safely Online This Holiday Season

Be ready to safely shop online this holiday season with these 6 tips from MSGCU.


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5 scams to avoid this holiday season

5 scams to avoid this holiday season

It’s important to be mindful of online scams, especially now with the busy holiday season right around the corner. Protect yourself from these five common scams.

 


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Update or vacate? Making the best decision for your home.

Update or vacate? Making the best decision for your home.

With today’s hot housing market, is it better to update the home you’re in or move? Read on to learn more about the opportunities and challenges for each decision.


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Video: Cybersecurity Practices Everyone Should Follow

Video: Cybersecurity Practices Everyone Should Follow

Cybercrime is rampant, so take these preventive measures to keep you and your money safe.


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I didn't know I could use a home equity loan for that!

I didn’t know I could use a home equity loan for that!

While most associate home equity loans with financing home improvements, there are many more uses for these handy loans to help you reach your financial goals.


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Shop Safely Online This Holiday Season

Shop Safely Online This Holiday Season

Be ready to safely shop online this holiday season with these 6 tips from MSGCU.


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5 scams to avoid this holiday season

5 scams to avoid this holiday season

It’s important to be mindful of online scams, especially now with the busy holiday season right around the corner. Protect yourself from these five common scams.

 


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Update or vacate? Making the best decision for your home.

Update or vacate? Making the best decision for your home.

With today’s hot housing market, is it better to update the home you’re in or move? Read on to learn more about the opportunities and challenges for each decision.


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Video: Cybersecurity Practices Everyone Should Follow

Video: Cybersecurity Practices Everyone Should Follow

Cybercrime is rampant, so take these preventive measures to keep you and your money safe.


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Anatomy of a car payment

Anatomy of a car payment

Learn about the components of your car payment and the additional costs of car ownership.


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How to shape up your finances before the holidays

How to shape up your finances before the holidays

You can make holiday shopping merrier by making these money moves now.


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Six Ways to Protect Yourself Against Cyber Attacks

Six Ways to Protect Yourself Against Cyber Attacks

Learn what you can do to safeguard your money and personal information from criminals.

 


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Know the deal for buying used wheels

Know the deal for buying used wheels

Thinking about purchasing a used car? Before you sign on the dotted line, check out our helpful tips to ensure you’re getting the right ride and the right deal for you.


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To shred or not to shred

To shred or not to shred?

Read these handy tips to help determine if your items are recycle-bin ready or if you should safely shred them.


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Easy Ways to Prevent Identity Theft

Easy Ways to Prevent Identity Theft

We all know how important it is to protect our identity. Read on for tips to prevent thieves from getting information from a place you may not think about: your trash.

 


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The Anatomy of a Mortgage Payment

The Anatomy of a Mortgage Payment

Learn about the components of your mortgage payment, including how it's calculated and ways to effectively manage your payments.


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EMDs and ARMs and ARPs, oh my! MSGCU breaks down common mortgage terms.

EMDs and ARMs and ARPs, oh my! MSGCU breaks down common mortgage terms.

Mortgage terminology can be confusing, but we can help make understanding them easier. Read on to learn the ABCs (and EMDs, LTVs, and APRs) of mortgage language.


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Are you ready for National Preparedness Month?

Are you ready for a disaster?

September marks National Preparedness Month. Whether you prepare now or at another time, MSGCU can help with these tips.

 


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6 tips for a hassle-free mortgage process

6 tips for a hassle-free mortgage process

Make your homebuying journey easier by starting with the right mortgage lender. Follow these tips to find one and enjoy a smooth homebuying experience.


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Financing your vacation home

Financing your vacation home

You’ve decided you’re ready to buy your dream vacation home, now what? In this article we’ll cover first home vs second home purchases, financing options, and more.


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8 true costs of buying a vacation home

8 true costs of buying a vacation home

Considering a second home or vacation home? Here are eight key costs to consider.


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Try our Video Teller Machines at your next visit.

Try our Video Teller Machines at your next visit.

Talk with a friendly MSGCU team member from the comfort of your car with our Video Teller Machines. See how easy it is to use them in our fun video.


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Busting the 20% down myth

Busting the 20% down myth

It’s common to think you need to save 20 percent of a home’s value for a down payment before home ownership can be considered. Good news: it’s a myth. Read on for more good news.


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Hit the water, not your wallet: 8 simple steps to save for a boat

Hit the water, not your wallet: 8 simple steps to save for a boat

Ready to make waves without sinking your budget? Here are eight simple steps to save up for the boat of your dreams.


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Road Trip for Less

Road Trip for Less

Need a vacation, but don’t want to break the bank? A road trip might be the right blend of adventure and low cost you’re looking for.


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Protect Your Finances and Identity While Traveling

Protect Your Finances and Identity While Traveling

Taking a trip or going on vacation is exciting! As you plan what to pack and sites to see, make sure protecting your finances and your identity are on your pre-trip list. MSGCU makes it easy with these tips.


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5 reasons why you shouldn’t put off getting a loan

5 reasons why you shouldn’t put off getting a loan

Even though rates have gone up, getting a loan can still be the right move for you depending on your situation. Here are five reasons why.


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Put your home’s equity to work for you this summer.

Put your home’s equity to work for you this summer.

The hot real estate market has led to a boom in popularity for home equity loans with many Michiganders choosing to stay in their home purchased or refinanced when mortgage rates were historically low. Read on to learn what a home equity loan is, what you can use it for, and see if it’s right for you.


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Saving at the vet: how to keep your furry friends from breaking the bank

Saving at the vet: how to keep your furry friends from breaking the bank

If you’re an animal lover, you know that vet bills can be overwhelming. Learn some great ways to lower your costs while still giving your furry friend the best possible care!


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Here’s What You Need to Know About Spoofing Scams

Here’s What You Need to Know About Spoofing Scams

Modern technology has enabled scammers to be sneakier and harder to spot than ever before. Here’s what you need to know about spoofing and spoofing scams.


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Stay Safe from Scams

Stay safe from scams.

Financial institutions are seeing increases in fraud. Learn to spot the warning signs to avoid falling victim from texts like these.


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First timers’ guide: The three stages of the homebuying process

First timers’ guide: The three stages of the homebuying process

The process of buying a first home can seem overwhelming. With a step-by-step approach, the experience becomes less daunting – and a lot more fun.


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The Heart of Your Finances: Your Checking Account

The Heart of Your Finances: Your Checking Account

Maybe you’re considering opening a checking account or aren’t even sure if you really need one. The experts at MSGCU say you do and here’s why.


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Don’t go mad this March over gambling. Understand the risks of online sportsbooks.

Don’t go mad this March over gambling. Understand the risks of online sportsbooks.

Sportsbook apps seem like a fun and easy way to win money. Like any form of gambling, they run the risk of monetary losses that can seriously impact your finances.


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Four Steps to Go From Renting to Buying

Four Steps to Go From Renting to Buying

Tired of renting your home, but not sure you’re ready to buy? Here’s how to make the best decision and go from renter to buyer when you’re confident it’s time to purchase a home.


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Avoid Student Loan Scams

Avoid Student Loan Scams

Student loan interest and payments have resumed from the pandemic pause, which means scammers are back to work. Read on to learn more about common student loan scams.


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The Post-Holiday Budget Recovery Guide

The Post-Holiday Budget Recovery Guide

The holidays are in the rearview, and if you’ve gone over budget with your spending, it’s time to deal with the aftermath. Here’s how you can get your budget back on track for the new year and avoid future budget-busting.


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New Year Financial Resolutions

New Year Financial Resolutions

The New Year brings new financial goals, yet many of us feel overwhelmed when we start thinking about what we might tackle as a resolution. Here are 6 tips to get you started from the experts at MSGCU.


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5 Ways to Increase Your Credit Score

5 Ways to Increase Your Credit Score

Your credit score is vital to your financial health. An excellent credit score can open the door to large loans and better interest rates, as well as employment opportunities and more.

Discover the best ways to build and maintain an excellent credit score.


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The 12 Scams of Christmas

The 12 Days Scams of Christmas

'Tis the season for scammers to take advantage of the giving spirit and holiday hustle. Read on to help prevent these 12 common holiday season scams.


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Keep Your Data Safe Online

Keep Your Data Safe Online

A compromised computer can put you at risk for money loss, phishing scams, or even complete identity theft. Read on for steps you can take to keep yourself safe online.


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Stay Safe During the Holiday Season

Stay Safe During the Holiday Season

Sometimes we let our guard down due to the stress of the holiday season and thieves may try to exploit that. Read our tips to prevent becoming a holiday victim.


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Payday Loans: A Serious Problem with A Smart Solution

Payday Loans: A Serious Problem with A Smart Solution

Payday loans can seem like an easy way out of a financial jam, until you get caught in the spiral of fees. Fortunately, MSGCU has you covered when unexpected needs arise and you’re out of funds until the next pay day.

 


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Mortgage options to help you unlock the door of your dream home.

Mortgage options to help you unlock the door of your dream home.

Not all mortgages are the same. Rates, product offerings, and other benefits add up to your perfect mortgage package.

 


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Is it time to choose a new bank?

Is it time to choose a new bank?

Read on for 4 signs it’s time to leave a bank, and 4 questions to ask a new one.


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Why CDs are a Great Investment for Younger Savers

Why CDs are a Great Investment for Younger Savers

For millennial and Gen-Z savers, Certificates of Deposit offer the best of both worlds: high returns & no risk.


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 A Blueprint for Managing Credit Card Debt

A Blueprint for Managing Credit Card Debt

Paying down high-interest rate credit card debt can feel overwhelming sometimes. Check out these tips to help you effectively knock out your debt.


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How Text Message Scams Typically Work

How Text Message Scams Typically Work

Do you know the warning signs of a text message scam? Learn how they work and what you can do to protect yourself.


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Fall in Love, Not for Scams

Fall in Love, Not for Scams

Millions of people are looking for love, including scammers. Or, that’s what they want you to think.

Know the signs of an online romance scam so you don’t end up with a broken heart and drained bank account.


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Keep safe from holiday scams

Keep safe from holiday scams

As the holiday season ramps up, keep your season cheery and bright by not falling for these holiday-related scams.


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How To Make Certificates of Deposit Work for You and Your Savings Goals

How To Make Certificates of Deposit Work for You and Your Savings Goals

Is building your savings account a priority in your financial goals? Learn more about your options and determine the right choice for you when it comes to savings accounts and certificates of deposit.


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Safe Holiday Shopping for You and Your Wallet

Safe Holiday Shopping for You and Your Wallet

During the holidays, you and your finances go through A LOT. Sometimes we get so caught up in what we need to buy and check off the list, we lose sight of protecting our finances and ourselves.

Let MSGCU help keep you protected while also helping you check a few more items off your list.


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Beyond the piggy bank: 5 ideas for helping kids achieve more financial independence

Beyond the piggy bank: 5 ideas for helping kids achieve more financial independence.

Teaching kids about money management can seem daunting, but it doesn’t have to be complicated. Read on for five simple money truths to help prepare your kids for a successful financial future.


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5 Easy Tips to Protect Yourself Online

Use These 5 Easy Tips to Protect Yourself Online

We’re all online these days. Whether you work from home, are taking online classes, or simply enjoy scrolling through social media, keep your accounts protected and don’t let them be vulnerable. Protecting yourself online has never been more important.


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What to do before getting your first loan.

What to do before getting your first loan.

You’re considering a big purchase, and you’re going to need a loan to make it happen. Before you take the plunge, take these steps to make sure you’re ready for your first loan.


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Turn renting into owning with our step-by-step guide

Turn renting into owning with our step-by-step guide

Tired of renting, and feel the homebuying process can be overwhelming? See why now is the perfect time to become a homeowner with our easy step-by-step homebuying guide.


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Help your college kid make smarter, safer money choices, right from the start.

Help your college kid make smarter, safer money choices, right from the start.

When your child is ready to head off to college, here are 7 tips from MSGCU you can use to help them build financial freedom and make smarter, safer money choices.


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Six smart financial moves to make when you get your first “real” job.

Six smart financial moves to make when you get your first “real” job.

Your hard work has paid off and you’ve landed your first “real” job. Congratulations! As you embark on your brilliant career, you can make your future even brighter by making these smart financial moves.


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5 steps to RV- and boat-buying for an unforgettable spring and summer.

5 steps to RV- and boat-buying for an unforgettable spring and summer.

Ready to spring into Michigan’s warm weather activities with a new or used boat, RV or ATV? Check out MSGCU’s 5 steps to RV, boat and powersports buying.


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Applying for a new mortgage? We have tips to save you time.

Applying for a new mortgage? We have tips to save you time.

Whether you are a first-time home buyer or reentering the home buying or refinancing market, the application process might seem daunting. Before you start emptying your filing cabinet for documents, see how you can streamline the application process.

 


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Scammers are targeting teens and young adults. Learn how not to be a victim.

Scammers are targeting teens and young adults. Learn how not to be a victim.

Young people are often preyed upon by scammers. Read on for more from MSGCU security experts to prevent you, or someone you love, from being a victim.


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8 ways to get your teen ready for financial independence.

8 ways to get your teen ready for financial independence.

Let go, hang on, let go, hang on, let go … help with getting your teenager ready for more financial independence is here! Read on for wisdom from the financial champions at MSGCU.


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Scam prevention: Look out for these 7 red flags

Scam prevention: Look out for these 7 red flags

Many Americans unfortunately fall prey to scams each year. Read on for seven common red flags from MSGCU security experts to raise your guard and help prevent you from falling victim to a scam.


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5 ways to save money on a new or used car

5 ways to save money on a new or used car

With a few smart financial moves, you can save a lot of money on your current vehicle or a new car purchase.


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Spotted: hidden fees in rates. Here’s what to look for to get the best deal.

Spotted: hidden fees in rates. Here’s what to look for to get the best deal.

A good rate can turn bad quickly when fees and points are included. Read on for a simple tip to spot the best deal when shopping for a mortgage.


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Your credit score: What it is and how you can make it better

Your credit score: What it is and how you can make it better.

What is a credit score, and how can you make sure yours will help, not hurt you? Read on to get answers to these questions and more. We’ll help you get off on the right foot with your credit history.


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Spring clean your finances

Spring clean your finances

Whether you are looking for ways to save or spend wisely this spring, the team at MSGCU has options and advice for you.


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Two truths and a lie about homebuying success

Two truths and a lie about homebuying success

As the winter turns to spring, many turn to shopping for a new home. An MSGCU mortgage expert describes two truths and a lie about being ready for the spring shopping season.


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How to open a bank account at MSGCU

How to open a bank account at MSGCU

Ready to manage your own money? Read this blog to learn how to open an MSGCU bank account and make the most of your membership.


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Your 2022 home goals: Tips for financing home improvements or a new home

Your 2022 home goals: Tips for financing home improvements or a new home

A common 2022 goal is home improvement, either with renovations or a move. Here are some tips on financing your goals for the new year.


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Start ahead, stay ahead: 7 must-haves for a better first bank account

Start ahead, stay ahead: 7 must-haves for a better first bank account

Think you’re ready for your first bank account? Read on for 7 must-haves when looking for your financial partner.


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Cryptocurrency: what it is and what risks to consider

Cryptocurrency: what it is and what risks to consider

Cryptocurrency continues gaining popularity. Read on for more about digital currency, including important risks to consider.


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Know the signs of a spear phishing scam

Know the signs of a Spear Phishing scam

It’s important to remain vigilant to the various types of cybersecurity scams. Learn what to look for so you don’t fall victim to a spear phishing scam.


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Is it time to leave your bank?

Is it time to leave your bank?

Learn to recognize the signs that it is time to move on from your current bank and choose the next one. Plus, three key questions to ask when choosing a new bank.


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8 questions to ask before taking out an auto loan

8 questions to ask before taking out an auto loan

Whether you’re buying or refinancing, choosing an auto lender is a big decision. Take your time to find one who will work with you and your financial goals; in other words, do your homework. Read on for 8 key questions to ask lenders before you get (or refinance) an auto loan.


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Check interest rates today, save tomorrow.

Check interest rates today, save tomorrow.

Could your interest rates be lower or are you paying too much in interest rates? Read on to find out more and what to look for.


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Partner with us to help protect your accounts

Partner with us to help protect your accounts.

In addition to MSGCU's behind-the-scenes security features, there are additional tips you can use to help keep your information safe.


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10 tips to follow on National Financial Awareness Day.

10 tips to follow on National Financial Awareness Day.

Financial Awareness Day was August 14. Let MSGCU help you get the most from your money with these tips every day.


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8 myths of modern mortgages every homebuyer should know.

8 myths of modern mortgages every homebuyer should know.

Whether you’ve done this before or you’re a first-time homebuyer, getting current about best practices for finding and financing a new home is always a good idea.

 


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Five financial habits to start today

5 financial habits to start today

Try these five tips, or start with just one, to bring your financial wellbeing to the next level.


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7 reasons to go paperless with your bank statements

7 reasons to go paperless with your bank statements

Making the switch to paperless bank statements (eStatements) gives you added convenience and security benefits, which means less worry for you. Read on for seven reasons why paperless statements may be right for you.


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Good versus bad debt

How to win at debt

An important consideration when taking out a loan is whether it might be good debt or bad debt. Not all credit is bad, read on to learn the difference.


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Start your emergency savings fund today

Starting your emergency savings fund

It’s never too late to start your emergency fund. Read on for easy tips you can do today to start saving.


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Debit or Credit: What’s the Difference?

Debit or credit: What’s the difference?

Swiping and signing to make a purchase is so easy these days, but do you grab your debit card or credit card? Does it matter? Read on for answers.


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Smash Your Credit Card Debt

Smash your credit card debt

While not all debt is bad, too much can limit the amount of money you can put toward your life goals. Read on for three easy steps so you can use credit to your benefit versus being overwhelmed with payments you can’t afford.


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Quick and fun ways to save

Small savings = big rewards!

Saving money doesn’t have to be daunting. Read on for quick and fun ways to save from MSGCU’s experts.


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Study, work, save: How to win at college.

Study, work, save: How to win at college.

Save money in college without having to give up everything you love with these tips from Michigan Schools and Government Credit Union.


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Holiday shopping? Pay by phone to keep safe.

Holiday shopping? Pay by phone to keep safe.

Holiday shopping? Paying by phone using your mobile wallet is a smart, safe choice in the checkout line this year.


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MSGCU is on the front line of your finances

MSGCU is on the front line of your finances

MSGCU has always been here for its members, even during COVID-19. Learn how we helped members financially impacted by COVID-19.


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See you at the drive-thru.

See you at the drive-thru!

Did you know you can complete the same actions through an MSGCU drive-thru that you can in a branch? The drive-thru is a safe and easy way to complete transactions, and a friendly MSGCU team member is always there to help.


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How to make your stimulus check work for you

How to make your stimulus check work for you

Learn six ways to make your economic impact check (stimulus check) work for you. 

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