It’s another way we put you in control of your financial future

  • Applies to 3-, 4-, or 5-year regular CDs and IRA CDs
  • Lock into a higher MSGCU published rate anytime before maturity, as long as the term remains the same
  • Maturity date remains the same regardless of when the bump up is implemented
  • No fee to bump up your interest rate

There's a limit of one bump per Certificate of Deposit. You must contact a Michigan Schools and Government Credit Union representative to activate the bump rate option.


icon: stopwatch showing 5 minutes Interested in learning more? Check out this 5-minute lesson.