Need some extra money? We take that personally.

For a limited time get an extra $100* when you finance $5,000 or more.

You lead a busy life. Make sure you never forget a loan payment by signing up for our automatic payment option. Using Online Banking, you can schedule monthly payments directly from your Michigan Schools and Government Savings Union accounts.

Personal Signature Loan
TypeAPR* as low asTerm
Fixed 7.75% Up to 72 Months

Example: A loan amount of $5,000 with a rate as low as 7.75% APR for 72 months would have an approximate monthly a payment of $87.04.

*APR=Annual Percentage Rate. Rates based on term and credit score. Contact Member Service Representative for more details.

*$100 Cash Back Loan Incentive. $100 offer available September 1, 2021 through November 30, 2021. Eligible loans must be closed by January 26, 2022. Subject to credit approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. Eligible loans include new or used purchase, refinance from another lender, and refinance existing MSGCU loans with an increased balance of $5,000 or more. Applies to loans originated at an MSGCU branch, call center, or online. Requires Automatic Loan Payment transfer. Visit for complete details.