MSGCU makes checking easy to use. And easy to love.

  • No monthly service charges, per-check fees or minimum balance requirements.
  • Get paid up to two days early when you direct deposit your paycheck.
  • Free use of MSGCU ATMs and access to nearly 30,000 free ATMs nationwide.
  • Instantly-issued debit card – get it the same day you open an account in a branch.
  • Pay by Phone securely and conveniently by adding your card to your smartphone’s mobile wallet.
  • Access and pay bills conveniently with Online Bill Pay.
  • 24/7 access with our Mobile App, Online Banking and Text Banking.
  • Highly rated mobile app with easy mobile deposit and secure Send Money feature.
  • Multiple options to help you from over drafting your account (see Overdraft Protection)