MSGCU makes checking easy to use. And easy to love.

  • No monthly service charges, per-check fees or minimum balance requirements.
  • Get paid up to two days early when you direct deposit your paycheck.
  • Free use of MSGCU ATMs and access to nearly 30,000 free ATMs nationwide.
  • Instantly-issued debit card – get it the same day you open an account in a branch.
  • Pay by Phone securely and conveniently by adding your card to your smartphone’s mobile wallet.
  • Access and pay bills conveniently with Online Bill Pay.
  • 24/7 access with our Mobile App, Online Banking and Text Banking.
  • Highly rated mobile app with easy mobile deposit and secure Send Money feature.
  • Multiple options to help you from over drafting your account (see Overdraft Protection)


MSGCU checking gives you all the convenient features you’re looking for, plus the friendly, personalized guidance that has earned us a 95% member satisfaction rating for more than 20 years.

icon: stopwatch showing 5 minutes Want to learn more about checking accounts? Take this 5-minute interactive lesson.