The features are free. The convenience is priceless.

  • No monthly service charges, per-check fees or minimum balance requirements
  • Free use of MSGCU ATMs and access to nearly 30,000, free ATMs nationwide
  • Fee-free overdraft protection from an Instant Line of Credit (interest charges may apply)
  • 1/4% APR Member Loyalty Discount** on Michigan School & Government Credit Union loans

There are many great electronic banking features associated with our Checking Account. MSGCU members get a free ATM/Debit Card that is compatible with most mobile wallet apps. They have free access to Online Bill Pay and can conduct banking business 24 hours a day with Online Banking, Mobile Banking and Text Banking.

**APR=Annual percentage rate. Member Loyalty Discount requires Automatic Loan Pay from your MSGCU account.