Explore Michigan. Roam the country. Do it in style.

Plus, for a limited time get an extra $100** on RV Loans of $5,000 or more.

  • Competitive rates as low as 4.29% APR* for new and used travel trailers, campers and other recreational vehicles
  • Repayment terms of up to 240 months*
  • Up to 135% financing for qualified borrowers
  • No loan prepayment penalty

Michigan Schools and Government Credit Union representatives can pre-approve your loan before you go out shopping for your RV. This can help you focus on exactly the model you want and give you added negotiating power at the dealership.

*APR (Annual Percentage Rate). Rates may be higher based on term and credit score. Review complete rates and terms.



Get an extra $100** on RV Loans of $5,000 or more.

Apply Online


*$100 Cash Back Loan Incentive

Promotion Timeframe:

The promotion will begin August 3, 2020 and run through November 30, 2020. Loan applications must be completed by November 30, 2020 and closed by January 20, 2021.

Eligible loans include:

  • New Auto
  • Used Auto
  • Unsecured (fixed)
  • College Degree New Auto
  • College Degree Used Auto
  • New RV
  • New Boat
  • New Motorcycle
  • New Power Sport
  • Used RV
  • Used Boat
  • Used Motorcycle
  • Used Power Sport
  • Home Equity (1st Lien Closed End)**

Minimum $5,000 new money (or additional equity for existing direct MSGCU loans).
Excludes MSGCU loans that were financed through a dealer and loans that already received an incentive during this campaign. Loans subject to credit qualifications and approval.

** Minimum $10,000 for Home Equity Term Loans. Michigan properties only. Equal housing lender

$100 Incentive:

The $100 incentive may be earned on more than one qualifying loan, provided that the loan minimum is met on each individual loan with specific purpose and a promotional incentive has not already been earned on that loan. Loan must remain open for 6 months. 

Tax Information:

The incentive cash payment ($100) is considered interest and will be reported on IRS Form 1099-INT, to federal, state, and local tax authorities, if required by applicable law, and the member is responsible for any taxes due.

For loan terms, rates and calculations, click here.