RV Loans
Remember, the "R" stands for recreational. Which is another way of saying fun — something we all need more of in our lives. With easy repayment terms, MSGCU's RV Loans make for a bump-free ride on the road to excitement and adventure.
Explore Michigan. Roam the country. Do it in style.
- Competitive rates as low as 3.79% APR* for new and used travel trailers, campers and other recreational vehicles
- Repayment terms of up to 240 months
- Up to 135% financing for qualified borrowers
- No loan prepayment penalty
Michigan Schools and Government Credit Union representatives can pre-approve your loan before you go out shopping for your RV. This can help you focus on exactly the model you want and give you added negotiating power at the dealership.
| RV Loan | ||
| 5th Wheels, Trailers, Campers | ||
| Loan Amount | APR* as low as | Term |
| $75,000 and Over | 4.24% | Up to 240 Months |
| Between $30,000 - $74,999 | 3.99% | Up to 180 Months |
| Between $20,000 - $29,999 | 3.89% | Up to 144 Months |
| Up to $20,000 | 3.79% | Up to 96 Months |
Example: A loan amount of $40,000 with a rate as low as 3.99% APR for 180 months would have an approximate monthly payment of $295.68. | ||
*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 240 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. New money only. Rates are subject to change at any time. Same-day approval on most RV applications. Contact Member Service Representative for more details. | ||