RV Loans
Remember, the "R" stands for recreational. Which is another way of saying fun — something we all need more of in our lives. With easy repayment terms, MSGCU's RV Loans make for a bump-free ride on the road to excitement and adventure.
Explore Michigan. Roam the country. Do it in style.
Plus, for a limited time get an extra $100* on RV Loans of $5,000 or more.
- Competitive rates as low as 3.79% APR* for new and used travel trailers, campers and other recreational vehicles
- Repayment terms of up to 240 months
- Up to 135% financing for qualified borrowers
- No loan prepayment penalty
Michigan Schools and Government Credit Union representatives can pre-approve your loan before you go out shopping for your RV. This can help you focus on exactly the model you want and give you added negotiating power at the dealership.
| RV Loan | ||
| 5th Wheels, Trailers, Campers | ||
| Loan Amount | APR* as low as | Term |
| $75,000 and Over | 4.24% | Up to 240 Months |
| Between $30,000 - $74,999 | 3.99% | Up to 180 Months |
| Between $20,000 - $29,999 | 3.89% | Up to 144 Months |
| Up to $20,000 | 3.79% | Up to 96 Months |
Example: A loan amount of $40,000 with a rate as low as 3.99% APR for 180 months would have an approximate monthly payment of $295.68. | ||
*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 240 months, depending on amount financed. Loan to Value up to 135%. APR may be higher, based on amount financed, term of loan, and credit score. New money only. Rates are subject to change at any time. Same-day approval on most RV applications. Contact Member Service Representative for more details. | ||
*$100 Cash Back Loan Incentive.
$100 offer available September 1, 2021 through November 30, 2021. Eligible loans must be closed by January 26, 2022. Subject to credit approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. Eligible loans include new or used purchase, refinance from another lender, and refinance existing MSGCU loans with an increased balance of $5,000 or more. Applies to loans originated at an MSGCU branch, call center, or online. Requires Automatic Loan Payment transfer. Visit msgcu.org/promotional-disclosures for complete details.