Holiday closing schedule for 2023

  • Monday, January 2 (New Year's Day observed)
  • Monday, January 16 (Martin Luther King Jr. Day)
  • Monday, February 20 (Presidents' Day)
  • Monday, May 29 (Memorial Day)
  • Monday, June 19 (Juneteenth)
  • Tuesday, July 4 (Independence Day)
  • Monday, September 4 (Labor Day)
  • Monday, October 9 (Columbus Day)
  • Saturday, November 11 (Veterans Day)
  • Thursday, November 23 (Thanksgiving Day)
  • Monday, December 25 (Christmas Day)
  • Monday, January 1, 2024 (New Year's Day)


Even when Michigan Schools and Government Credit Union branches and Call Center are closed, you can access your accounts through Online Banking and Mobile Banking. You can also withdraw and deposit funds at any MSGCU ATM as well as withdraw cash from nearly 30,000 surcharge-free ATMs nationwide.

No payments are processed (scheduled, sent, or paid) through our Bill Payment service on these dates. Additionally, direct deposits, checks, and electronic transactions will not post on holidays that we are closed. We apologize for any inconvenience.