Holiday closing schedule for 2022

  • Saturday, January 1 (New Year's Day)
  • Monday, January 17 (Martin Luther King, Jr Day)
  • Monday, February 21 (Presidents' Day)
  • Monday, May 30 (Memorial Day)
  • Monday, June 20 (Juneteenth observed) - NEW for 2022
  • Monday, July 4 (Independence Day)
  • Monday, September 5 (Labor Day)
  • Monday, October 10 (Columbus Day)
  • Friday, November 11 (Veterans Day)
  • Thursday, November 24 (Thanksgiving Day)
  • Saturday, December 24 (Christmas Eve)
  • Monday, December 26 (Christmas Day observed)
  • Saturday, December 31 (New Year's Eve)



Even when Michigan Schools and Government Credit Union branches and Call Center are closed, you can access your accounts through Online Banking and Mobile Banking. You can also withdraw and deposit funds at any MSGCU ATM as well as withdraw cash from nearly 30,000 surcharge-free ATMs nationwide.

No payments are processed (scheduled, sent, or paid) through our Bill Payment service on these dates. Additionally, direct deposits, checks, and electronic transactions will not post on holidays that we are closed. We apologize for any inconvenience.