Flexible options for new builds or established properties

  • Non-warrantable condo loans available 
  • Adjustable or fixed-rate financing options available at competitive rates 
  • Refinancing options available
  • No prepayment penalties
  • Local Mortgage Consultants offer step-by-step guidance and free consultations

Get a true preapproval from Michigan Schools and Government Credit Union so your offer stands out in a competitive market. MSGCU offers quick qualifying and an easy process from application to closing. You can also count on MSGCU’s great service for the life of the loan. Contact a Mortgage Expert to start your preapproval.

Fixed-Rate Mortgage
Available for terms up to 30 years. Here are just a few examples of the great rates we currently offer.
TermRates as low asAPR*Payment*
30 Year 3.125% 3.204% $642.56
20 Year 2.750% 2.792% $813.25
15 Year 2.375% 2.429% $991.38
10 Year 2.125% 2.203% $1,388.62

*APR = Annual Percentage Rate. The payment is based on a loan amount of $150,000 and consists of principal and interest. The payment does not include taxes and insurance premiums. The actual payment amount will be greater.

 
Adjustable-Rate Mortgage
ARM loans amortized for 30 years. Here is just an example of the great rates we currently offer.
TermRates as low asAPR*Payment*
5-Year ARM 2.750% 3.649% $612.36


*APR = Annual Percentage Rate. The initial payment is based on a $150,000 loan amount, amortized for 30 years. The interest rate is variable and subject to change after 5 years. After the initial 5 years, the principal and interest payment can change every year for the remaining life of the loan. The payment consists of principal and interest and does not include taxes and insurance premiums. The actual payment amount will be greater.


View all rates.