Peace of mind comes from knowing you are protected

  • Mechanical Repair Coverage (MRC) pays parts and labor costs for covered repairs
  • Choose from Platinum, Gold, and Silver coverage, depending on the vehicle's mileage
  • Per-visit deductibles range from $0 to $500, depending on your plan*
  • Available on eligible vehicles up to 15 years old with up to 150,000 miles, including those purchased from a private seller
  • Transferable to new owners when you sell your vehicle to a private party**

Many people are keeping their vehicles on the road longer, and that means planning for inevitable repairs. With Mechanical Repair Coverage, you can save thousands of dollars on covered vehicle repairs even after your original manufacturer's warranty has expired. Vehicles with up to 80,000 miles can qualify for the highest level of coverage, Platinum, while the Gold (up to 100,000 miles) and Silver (up to 150,000 miles) levels are ideal for higher-mileage cars. Each level covers a specific list of parts and repairs. Exclusions and limitations apply see the terms for details.

*Not all deductibles available on all plans

**$50 transfer fee

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-3338709.1-1120-1222

Help is always nearby

  • Hassle-free claims with payments made directly to any authorized repair facility in the United States and Canada
  • 24-hour roadside assistance up to $100 per occurrence
  • Emergency travel expense reimbursement up to $200 a day for five days*
  • Rental car reimbursement up to $35 per day for up to five days*

Travel worry-free throughout Michigan and beyond, knowing covered breakdown expenses are limited to your deductible with Mechanical Repair Coverage.

*Exclusions and limitations apply see the terms for details

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-3338709.1-1120-1222