Purchasing power at an even more affordable rate

Whether you prefer a credit card with the lowest rate, or one that rewards you for every purchase, you'll find that all of our cards come with the friendly features you've come to expect from MSGCU.

Plus, for a limited time, don't miss our special offers, which make an MSGCU credit card an even smarter choice for your wallet.

intentionally empty table head Available Credit Line Annual Fee Standard APR* Special
Offer

Titanium Visa Credit Card

This card offers MSGCU’s lowest credit card rates on purchases, cash advances, and balance transfers.
 
$5,000-$40,000 None 9.75% Earn 1% cash back** on balance transfers. Plus, a $50 bonus*** for new cardholders.

MSGCU Rewards Visa Credit Card

Turn your everyday expenses into points that you can exchange for 1% cash back, valuable merchandise, or travel experiences.
 
$5,000-$40,000 None as low as 11.00% 5,000 Bonus Points****

Classic Visa Credit Card

The Classic Card lets you keep up with your busy life and offers the same low rate for purchases, cash advances, and balance transfers.
 
$500-$35,000 None 12.75% Earn 1% cash back** on balance transfers. Plus, a $50 bonus*** for new cardholders.

Youth Classic Visa Credit Card

Designed specifically for 16- and 17-year-olds looking to establish their own good credit.
 
$300-$3,500 None 12.75% Earn 1% cash back** on balance transfers. Plus, a $50 bonus*** for new cardholders.
 

*Annual Percentage Rate. The MSGCU Rewards Visa APR is variable based on prime. Credit subject to approval. Normal credit standards apply. A 1% fee (in U.S. dollars) on foreign purchases applies. See MSGCU Representative for details. Review complete rates and terms. **Earn 1% cash back on all balance transfers from other financial institutions performed by a Member Service Representative to a new or existing Youth, Classic or Titanium Visa. Balance transfers must be completed within 60 days of the member’s initial transfer—with the initial transfer taking place between 1/2-3/31/2020. The 1% cash back, up to $400 maximum, will be deposited into the member’s savings account after the 60 days has concluded. At time of incentive payout, member’s credit card must be open and balance must be at least 50% of the cumulative total of transferred balances.
***Available for MSGCU Youth, Classic and Titanium Visas opened between 1/2/2020-3/31/2020. Not available to those that have closed an MSGCU Youth, Classic or Titanium Visa 12/1/2019 or later. Complete 20 transactions within 60 days of account opening to earn $50 cash bonus.
****Available for MSGCU Rewards Visas opened after 1/2/2020. Complete the following within the first 60 days of account opening to earn up to 5,000 points: 2,500 points with the first purchase and 2,500 points after the first 20 purchases.

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