Refinance your auto loan with MSGCU and we’ll lower your rate. It’s that simple.

  • 0.25% rate discount or our best rate when you refinance your non-MSGCU auto loan
  • We’ll help you check your rate and see how much you can save
  • Apply online, or our Team Members are here to assist you, whichever is easier for you
  • No application fee

Car Loan, Truck Loan, or SUV Loan
Model YearsAPR* as low as
2016 & Newer 1.74%
2011 to 2015 2.74%
2010 & Older 4.99%

Example: A loan amount of $15,000 with a rate as low as 1.74% APR for 60 months would have an approximate monthly payment of $261.21.

*APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

†Discount of 0.25% off current rate available on auto loans currently held with another financial institution. Discounted rate cannot be lower than MSGCU cost of funds. All loans subject to approval. APR may be higher, based on term of loan, credit score, collateral, and loan to value. MSGCU as low as rate requires Automatic Loan Payment transfer. Current MSGCU auto loans not eligible. Loan terms up to 84 months, depending on model year. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.