From coming home from the hospital to leaving for college, MSGCU's Financial Foundations suite of products and services is here to help support kids and teens through each step of their financial journey with savings programs, financial education, rewards, and engagement.
MSGCU’s products and services help young members build strong financial habits. The Save-A-Lot Squad, designed for kids 0-12, helps members develop healthy habits early through rewards and engagement. PositiveBalance, for teens 13-17, helps build a solid foundation for future financial independence.
Not sure where to begin when teaching your kids about money? MSGCU shares simple, age-appropriate ways to help kids start learning the basics of saving, spending, and setting goals.
Kids and teens build financial confidence and money management skills through MSGCU’s youth-focused savings, spending, and credit products, including Achieve Student Debit, Greenlight, Youth MSGCU Classic Visa, and more.
As a credit union founded by teachers over 70 years ago, education is part of our DNA. Financial education that teaches saving, spending budgeting, credit basics, and goal-setting skills is available for all ages through informative blogs, fun games, community-based workshops, and classroom programs.
It’s back to school time and for many Michiganders, that means plans are underway for the big middle school trip to Washington, D.C. Read on to learn how you and your teen can work together to save for the adventure so they can make monumental memories.
A memorable homecoming is about the experience, not the expense. Discover 10 simple ways to stay on budget while making the most of the night.
It’s time to think about heading back to school, and the second-biggest shopping season of the year doesn’t need to break the bank. You can trim your back-to-school spending and keep your budget intact.
Heading back to school soon? Make the most of your money this year with simple budgeting and savings tips for busy students.
Helping to prepare your teen for their first job will support a smooth and successful entry into the working world. Here’s how to help your teen get ready for their first job.
School’s out and it’s time for kids to have fun! In addition to the fun, help them build independence, and learn valuable money skills along the way with our five creative ways for children to earn an allowance.
Preparing for college expenses can feel overwhelming. Fortunately, financial support is available and there are different ways to save for this big milestone.
Books, tuition, housing, transportation…it can all seem overwhelming and expensive. Managing your money while in college doesn’t have to be. Read our 7 tips to help you ace real-world personal finance.
When your child is ready to head off to college, here are 8 tips from MSGCU you can use to help them build financial freedom and make smarter, safer money choices.
Student loan interest and payments have resumed from the pandemic pause, which means scammers are back to work. Read on to learn more about common student loan scams.
Teaching kids about money management can seem daunting, but it doesn’t have to be complicated. Read on for five simple money truths to help prepare your kids for a successful financial future.
Learn all the convenient ways you can bank with us, no matter which campus you’re headed for.
Young people are often preyed upon by scammers. Read on for more from MSGCU security experts to prevent you, or someone you love, from being a victim.
Let go, hang on, let go, hang on, let go … help with getting your teenager ready for more financial independence is here! Read on for wisdom from the financial champions at MSGCU.
Save money in college without having to give up everything you love with these tips from Michigan Schools and Government Credit Union.
Annual scholarships are available for college-bound seniors, future educators, and those pursuing a career in the skilled trades or as a first responder. Since 2004, MSGCU scholarships have awarded more than $1.5 million to help students pursue their futures with less financial stress while recognizing academic achievement and community involvement.
Rudolph Heino People Helping People Scholarship
MSGCU High School Excellence Scholarship
Larry Swantek Educational Studies Scholarship
*Michigan Schools & Government Credit Union members are eligible to participate in the Greenlight SELECT program at no cost when their Michigan Schools & Government Credit Union checking account is connected as the Greenlight funding source. Program eligibility is subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. If the program or partnership ends, members will continue to have access to their Greenlight account and will be responsible for any applicable subscription fees moving forward. Program scheduled to end 11/4/2028. See Greenlight terms for details. Program subject to change.
Designed specifically for Save-A-Lot Squad and PositiveBalance members, quarterly contests give young members a chance to win a cash prize right into their accounts. The contests are included within the newsletter that accompany statements each quarter and combine a fun and engaging activity with age-appropriate rewards.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
