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MSGCU Mortgages

MORTGAGES

With True Preapproval, 90-day interest rate lock and shop, and 0% down for first time homebuyers, our mortgages are designed with members in mind.

Apply Now Find a Consultant

  • Home
  • BORROW
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LEARN MORE ABOUT MORTGAGES WITH HELP FROM MSGCU.

Have questions about house hunting and mortgages? We’re here to open doors for you at every step, and give you the answers you need.

Learn the Homebuying ProcessLearn the Homebuying ProcessDiscover the Advantages of an MSGCU MortgageDiscover the Advantages of an MSGCU MortgageSee All Types of MortgagesSee All Types of MortgagesTalk to a Mortgage ConsultantTalk to a Mortgage Consultant

 

CHAMPIONING YOUR GOALS WITH GREAT MORTGAGE RATES.

  • 30-year Fixed
  • FHA Mortgage
  • Jumbo Loan
Rates* as low as
5.750%
Mortgage Rates Apply
Rates* as low as
5.375%
Mortgage Rates Apply
Rates* as low as
5.125%
Mortgage Rates Apply

 

TAKE 5: BUYING ON A BUDGET

icon: stopwatch showing 5 minutes Brush up on the process, resources and strategies for buying a home on a budget with this 5-minute lesson.

 

WE CHAMPION HOME BUYERS, KEY TURNERS AND DOOR OPENERS.

The home-buying process can seem daunting, especially to first-time buyers, but we’re here to help you every step of the way. With our mortgage consultants by your side, buying a home can be exciting and fun—just as it should be. Count on us to champion you, all the way home.

 

 

OUR MORTGAGE CONSULTANTS HAVE ONE GOAL: TO HELP YOU REACH YOURS.

Whether your goal is buying a first home, upgrading, downsizing, or refinancing, our mortgage consultants have the experience and the dedication to get you there. They’ll take the time to learn about your unique situation and help you chart your course to success.

Find a consultant

 

THE HOMEBUYING PROCESS, STEP BY STEP.

No one expects you to be a homebuying expert. That’s our job. We’ll guide you through the process, one step at a time:

  • Determine your budget. We’ll help you decide how much you’re willing to spend, and what’s realistic for your budget.
  • Take our free Homebuyers Workshop. Get more details about the homebuying process and a coupon for $375 off a home appraisal (subtracted from your closing costs).
  • Get a True Preapproval. Our thorough preapproval process prepares you for confident house hunting. You’ll get a preapproval letter that will assure sellers you’re ready to buy.
  • Find your home. Connect with a real estate professional and let the hunt begin!
  • Find your mortgage. We’ll advise you on the best type of mortgage for your budget, your lifestyle, and your future plans.
  • Apply. We make it easy. Most of the application process can be completed online, and there are no application fees.
  • Close. At the closing, you sign the papers that make it all official. We’ll make sure you understand every word…and then celebrate your success!

Find a consultant

Start your preapproval

 

 

ADVANTAGES OF AN MSGCU MORTGAGE: SPECIAL PROGRAMS DESIGNED FOR YOU.

Our mortgage programs give you the confidence you need to make your move:

  • Save up to $375* on your home appraisal. Get an appraisal coupon and learn about the homebuying process by attending our free workshop. Register for a workshop.
  • True Preapproval. Our approval process includes documentation so that you’re prepared with your real numbers and can be ready for you in as little as one to two hours.
  • Interest Rate Lock and Shop. Available 90-day interest rate lock protects you from market fluctuations while you search for the right home.
  • 0% down payment mortgage for first time homebuyers. Finance your entire mortgage without needing cash for a down payment.

Learn more

 

 

OUR MORTGAGE PRODUCTS

Different situations call for different mortgages. We can help you choose the right one for you.

Fixed-Rate MortgageFixed-Rate MortgageAdjustable-Rate Mortgage Adjustable-Rate Mortgage

 

  • FHA Mortgage
  • Jumbo Mortgage Loan
  • Vacant Land Loan
  • Condo Loans

 

TOOLS FOR HOME BUYERS

Use these calculators to get a clearer picture of the path to your home goals.

  • Mortgage Payoff
  • Refinance Breakeven
  • Estimate Your Loan Payment

 

*Receive an appraisal coupon valued up to $375 by attending our Homebuyers Workshop. Appraisal coupon credit will be applied at the time of closing.

Not for profit. All for members.

Members and communities are at the center of everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.

Join MSGCU

Call 1.866.MSGCU4U

1.866.674.2848

1.586.263.8800

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