Special Fraud Alert: Scammers are working hard to steal your online banking credentials and credit/debit card numbers by tricking you into revealing this information. Beware of unsolicited phone calls, texts, and emails, and NEVER share your online banking password or one-time PIN with anyone. Read more about the fraud and what to do.
Whether you’re a first-time buyer or a long-time owner looking to refinance, we’re here to champion your home goals, every step of the way. Count on us to guide you to the right home loan for you.
WE CHAMPION HOME BUYERS, KEY TURNERS AND DOOR OPENERS.
The home-buying process can seem daunting, especially to first-time buyers, but we’re here to help you every step of the way. With our mortgage consultants by your side, buying a home can be exciting and fun—just as it should be. Count on us to champion you, all the way home.
THE HOMEBUYING PROCESS, STEP BY STEP.
No one expects you to be a homebuying expert. That’s our job. We’ll guide you through the process, one step at a time:
Determine your budget. We’ll help you decide how much you’re willing to spend, and what’s realistic for your budget.
Take our free Homebuyers Workshop. Get more details about the homebuying process and a coupon for $375 off a home appraisal (subtracted from your closing costs).
Get a True Preapproval. Our thorough preapproval process prepares you for confident house hunting. You’ll get a preapproval letter that will assure sellers you’re ready to buy.
Find your home. Connect with a real estate professional and let the hunt begin!
Find your mortgage. We’ll advise you on the best type of mortgage for your budget, your lifestyle, and your future plans.
Apply. We make it easy. Most of the application process can be completed online, and there are no application fees. Apply by Sept. 30 and we’ll waive the $745 processing and underwriting fees.
Close. At the closing, you sign the papers that make it all official. We’ll make sure you understand every word…and then celebrate your success!
Members and communities are at the center of everything that we do. You have goals to reach and dreams to achieve, and we are here to help you prosper.
It's simple and secure to open an MSGCU membership online. Our application usually takes less than 10 minutes and you can fund your new account right away.
