A car crash shouldn’t put a big dent in your finances

  • Guaranteed Asset Protection (GAP) can cover claims up to $50,000
  • Get coverage for up to 72 months
  • Coverage premiums can be included in monthly auto loan payment or paid in full with cash, check, or credit card
  • Primary insurance deductibles covered up to $1,000 if a GAP claim is processed
  • Protects up to 10 skipped payments during loan term
  • Refunds $1,000 off of your replacement vehicle purchase when you finance through MSGCU*

Guaranteed Asset Protection pays the difference between your vehicle's actual cash value and auto loan balances for Michigan Schools and Government Credit Union members. GAP provides coverage not only for cars, but for light trucks, motorcycles, ATVs, snowmobiles and certain types of personal watercraft. Contact us to find out how to qualify.

*Must finance your replacement vehicle within 120 days after your primary insurance company issues a settlement check