Apply for your New Auto Loan online

For a limited time get an extra $100** on Auto Loans of $5,000 or more.

MSGCU makes it easy to get your next auto loan, and our not-for-profit status lets us pass lower rates to you. Start the application by selecting Vehicle, Boat, RV, or Powersport and below. If you have any questions, contact us and one of our Michigan-based credit union representatives will assist.

Current MSGCU members, please log in to complete your application.


**$100 Cash Back Loan Incentive

Promotion Timeframe:

The promotion will begin August 3, 2020 and run through November 30, 2020. Loan applications must be completed by November 30, 2020 and closed by January 20, 2021.

Eligible loans include:

  • New Auto
  • Used Auto
  • Unsecured (fixed)
  • College Degree New Auto
  • College Degree Used Auto
  • New RV
  • New Boat
  • New Motorcycle
  • New Power Sport
  • Used RV
  • Used Boat
  • Used Motorcycle
  • Used Power Sport
  • Home Equity (1st Lien Closed End)

Minimum $5,000 new money (or additional equity for existing direct MSGCU loans).
Excludes MSGCU loans that were financed through a dealer and loans that already received an incentive during this campaign. Loans subject to credit qualifications and approval.

Minimum $10,000 for Home Equity Term Loans. Michigan properties only. Equal housing lender

$100 Incentive:

The $100 incentive may be earned on more than one qualifying loan, provided that the loan minimum is met on each individual loan with specific purpose and a promotional incentive has not already been earned on that loan. Loan must remain open for 6 months.

Tax Information:

The incentive cash payment ($100) is considered interest and will be reported on IRS Form 1099-INT, to federal, state, and local tax authorities, if required by applicable law, and the member is responsible for any taxes due.

For loan terms, rates and calculations, click here.