A great way to get back into checking.

  • No per-check fees or minimum balance requirements
  • Free use of MSGCU ATMs and access to nearly 30,000, free ATMs nationwide
  • Overdraft protection available from a Savings Account (fees may apply*)
  • 1/4% APR Member Loyalty Discount** on Michigan Schools & Government Credit Union loans
  • Low monthly service charge

There are many great electronic banking features associated with our Fresh Start Checking Account. MSGCU members get a free ATM/Debit Card issued on the same day of account opening that is compatible with most mobile wallet apps. They have free access to Online Bill Pay and can conduct banking business 24 hours a day with Online Banking, Mobile Banking and Text Banking.


icon: stopwatch showing 5 minutes Want to learn more about checking accounts? Take this 5-minute interactive lesson.


*See all MSGCU Service Fees
**APR=Annual percentage rate. Member Loyalty Discount requires Automatic Loan Pay from your MSGCU account.