You paid for your dream home. Now let your home pay for your dreams.

  • Home Equity Loans offer a competitive fixed rate as low as 4.25% APR**
  • Rates and payments remain the same for the life of the loan
  • Repayment terms of up to 20 years
  • Borrow up to 90% of home's equity
  • Receive your money in a lump sum
  • No application fee and no closing cost option

Applying for a Home Equity Loan at Michigan Schools and Government Credit Union is a quick and easy process. We can hold the closing wherever is most convenient for you, including at your home or workplace. Another advantage is that interest paid on the loan may be tax deductible. Consult your tax advisor for more details.

* Subject to credit approval. For details, go to, visit a branch or call 866.674.2848.
**APR (Annual Percentage Rate). Rates may be higher based on term and credit score.