Youth & Teen Opportunities

Early education leads to a lifetime of smart saving
 

  • Save-A-Lot Squad. This club is a great way for children up to age 12 to learn about saving money. Once a young person opens an account (minimum deposit $5), he or she gets prizes for additional deposits, birthday cards, and gifts and access to fun contests and activities.
  • MyMoney.club. This club teaches teens ages 13 to 17 the basics of money management. After opening an account with a $5 minimum deposit, members can attend free financial education seminars, learn more about college aid and planning, and apply for special scholarships.
  • Youth Classic Visa Credit Card. MSGCU members who are 16 or 17 years old and have a regular income can qualify for their own VISA card. It's a great first step on the road to financial responsibility.
  • Achieve Student Debit Account. MSGCU members who are 16 to 23 years old can gain financial experience with the security of spending safeguards. With a VISA debit card, 24/7 Online & Mobile Banking, and access to 30,000 free ATMs nationwide, this account can keep up with the changing needs of someone just starting out.
  • Greenlight. Help your kids and teens build smart money habits. Greenlight’s debit card and app makes earning, saving, and spending a hands-on learning experience. Sign up and fund your Greenlight card using an MSGCU checking account and we will cover the cost of the plan.*

Members of the Save-a-Lot Squad and MyMoney.club receive quarterly newsletters that contain money management tips, contests and other activities. To sign someone up for either club, call Michigan Schools and Government Credit Union at 866.674.2848 or visit one of our branches.

Young Adults

Friendly terms make borrowing a breeze
 

  • College Degree Auto Financing Program. If you recently earned a college degree, or are in graduate school, you can qualify for special auto loans that come with great rates, low fees and easy repayment terms. it's an ideal way to get the vehicle you need to commute to work while building a strong credit history.
  • FHA Mortgages. These government-backed mortgages are valuable to first-time home buyers, allowing you to buy a home with a low down payment.

Michigan Schools and Government Credit Union also offers a wide range of personal loans and lines of credit that you may qualify for should you need money for education, big-ticket purchases, or to pay off high-interest credit cards. Contact us and we'll help you choose the product that best fits your needs.

Scholarships

Exceptional achievement is rewarded with financial assistance
 

  • Each year, Michigan Schools and Government Credit Union awards more than $106,000 in scholarships.
  • More than two dozen scholarships go to high school seniors who have outstanding records in the classroom, community and leadership positions.
  • Several scholarships are earmarked for students who plan to go into the education field, or who are already majoring in education in college.
  • Current teachers and school administrators can also qualify for scholarships to further their education

Visit msgcuscholarships.org to find out a lot more about what scholarships we offer and how to apply.

 

icon: stopwatch showing 5 minutes Check out MSGCU's student financial success interactive education. Take a 5-minute lesson or whole playlist.

 

*Michigan Schools & Government Credit Union members are eligible to participate in the Greenlight SELECT program at no cost when their Michigan Schools & Government Credit Union checking account is connected as the Greenlight funding source. Program eligibility is subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. If the program or partnership ends, members will continue to have access to their Greenlight account and will be responsible for any applicable subscription fees moving forward. Program scheduled to end 11/4/2028. See Greenlight terms for details. Program subject to change.