Woodward, North of 13 Mile
With more than members and a satisfaction rating years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
31805 Woodward Avenue
Royal Oak, MI 48073
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Angela K. - Branch Manager Angela joined MSGCU in 2020 with 8 years of experience in the customer service industry. She has previously supported the Madison Heights and Shelby Township branch locations and is now the Royal Oak Branch Manager. With a Bachelor's Degree in Human Resources Management from Walsh College and extensive customer service experience, Angela loves helping people. "I am honored to work for a caring organization dedicated to member success. I get to live the role of a Financial Champion daily and l pride myself on helping members and putting them on track for success. MSGCU feels like home from the first time you step in the door, and I am happy to be part of an organization based on 'people helping people'.” |
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Euril M. - Assistant Branch Manager Euril brings more than 15 years of experience in the banking industry before joining the MSGCU team in 2025. She earned a Business Administration degree from the University of Michigan and holds a Master of Science in Accounting degree from Walsh College. Euril enjoys providing exceptional service to our members and being involved with her community, including networking with local businesses. “I truly believe in the credit union mission and I know MSGCU is a great place because we value and respect each and every member.” |
*$99 mortgage processing fee offer available for mortgages loans originated and disclosed between 5/1/2025 and 9/30/2025 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 7.000% has an Annual Percentage Rate (APR) of 7.066% and a payment of $1,330.60 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
^APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required. Certificate of Deposits will automatically renew at maturity. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Promotional Certificates will automatically renew at maturity to a standard term Certificate offered at the time of maturity.
§You must be at least 16 years old, and a member of MSGCU to participate in the Program. Referrals made to existing members of MSGCU are invalid. By making a valid referral that is completed by a Friend in accordance with the Program Terms, you and the Friend will each receive a cash reward as follows: $5 for a new MSGCU membership which is established by the Friend and remains in good standing for a period of at least 60 days; $25 for an approved and funded Auto, RV, Boat or Power Sport loan of $5,000 or more applied for by the Friend within 10 days of membership open date; $25 for a new MSGCU VISA credit card which the Friend must apply for within 10 days of membership open date and be approved for within 30 days of application date; $100 for an approved and funded mortgage loan applied for by the Friend and funded within 180 days of membership open date; $25 for a new checking account opened by the Friend and funded with $25 or more within 10 days of membership open date. The Friend will receive an additional $25 reward if they make 10 debit card transactions of $10 or more via the new checking account within 60 days, or they receive a direct deposit of $100 or more into the account within 60 days. Only one reward per reward type is available, for each Friend referred, subject to a maximum of $1,500 in cash rewards per calendar year. Rewards will be automatically deposited into your oldest existing MSGCU primary share account two business days following confirmation by MSGCU that the referral has been made in full compliance with the Program Terms. Reward cash payments are considered interest and annual payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due. For full terms and conditions, visit https://www.msgcu.org/disclosures-and-fees.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
