Woodward, North of 13 Mile
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
31805 Woodward Ave
Royal Oak, MI 48073
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Jessica G. - Branch Manager Joining the MSGCU team in 2017, Jessica has years of experience serving members and has helped the credit union grow at five different branches. She enjoys being involved with her community, including the high school marching band in Macomb County and Royal Oak Chamber of Commerce. "The team members at MSGCU are not only knowledgeable in what they do, but they also bring a wonderful sense of care into each member interaction. I appreciate that our member’s goals truly come first within our organization.” |
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Euril M. - Assistant Branch Manager Euril brings more than 15 years of experience in the banking industry before joining the MSGCU team in 2025. She earned a Business Administration degree from the University of Michigan and holds a Master of Science in Accounting degree from Walsh College. Euril enjoys providing exceptional service to our members and being involved with her community, including networking with local businesses. “I truly believe in the credit union mission and I know MSGCU is a great place because we value and respect each and every member.” |
The Royal Oak branch team presented the MSGCU Giving Back donation to the Royal Oak Civic Foundation Senior Center. The donation will be used to provide nutritious meals to the Royal Oak senior community.
"The Royal Oak Senior Center is a wonderful asset to the community that serves over 25,000 community members," said Angela, MSGCU Royal Oak branch manager. "Their meal program offers home cooked meals for $5 and baked goods for $1 to eligible seniors. This is instrumental to the community to help ensure seniors are well taken care of and MSGCU is proud to support this program."
*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
^APY = Annual Percentage Yield. The 15-month promotional CD is offered as of 7/1/2026 and is available for new money only. New money means funds that are not currently on deposit at MSGCU. This offer cannot be combined with current MSGCU deposit dollars, including rollovers from maturing MSGCU CDs. The minimum balance required to open the CD and earn the advertised APY is $500. Funds are considered new money if they are received by MSGCU through cash, check, or wire transfer and the CD is opened within five days of MSGCU receiving the funds. Funds from an IRA direct transfer or rollover from another institution are also considered new money if they are deposited into the IRA share and the CD is opened within five days. Funds withdrawn from MSGCU may not be returned and be considered New Money within 90 days of withdraw. A penalty may apply for early withdrawal. Businesses, municipalities, and MSGCU team members are not eligible for this offer. This offer is available in branches or when opening a new membership online only through 9/30/2026. At maturity, the CD is renewed to a 1-year term Certificate of Deposit. Terms and rates are subject to change at any time without notice.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
