Woodward, North of 13 Mile
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
31805 Woodward Ave
Royal Oak, MI 48073
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Jessica G. - Branch Manager Joining the MSGCU team in 2017, Jessica has years of experience serving members and has helped the credit union grow at five different branches. She enjoys being involved with her community, including the high school marching band in Macomb County and Royal Oak Chamber of Commerce. "The team members at MSGCU are not only knowledgeable in what they do, but they also bring a wonderful sense of care into each member interaction. I appreciate that our member’s goals truly come first within our organization.” |
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Euril M. - Assistant Branch Manager Euril brings more than 15 years of experience in the banking industry before joining the MSGCU team in 2025. She earned a Business Administration degree from the University of Michigan and holds a Master of Science in Accounting degree from Walsh College. Euril enjoys providing exceptional service to our members and being involved with her community, including networking with local businesses. “I truly believe in the credit union mission and I know MSGCU is a great place because we value and respect each and every member.” |
The Royal Oak branch team presented the MSGCU Giving Back donation to the Royal Oak Civic Foundation Senior Center. The donation will be used to provide nutritious meals to the Royal Oak senior community.
"The Royal Oak Senior Center is a wonderful asset to the community that serves over 25,000 community members," said Angela, MSGCU Royal Oak branch manager. "Their meal program offers home cooked meals for $5 and baked goods for $1 to eligible seniors. This is instrumental to the community to help ensure seniors are well taken care of and MSGCU is proud to support this program."
§You must be at least 16 years old, and a member of MSGCU to participate in the Program. Referrals made to existing members of MSGCU are invalid. By making a valid referral that is completed by a Friend in accordance with the Program Terms, you and the Friend will each receive a cash reward as follows: $10 for a new MSGCU membership which is established by the Friend and remains in good standing for a period of at least 60 days; $25 for an approved and funded Auto, RV, Boat or Powersport loan of $5,000 or more applied for by the Friend within 10 days of membership open date; $25 for a new MSGCU VISA credit card which the Friend must apply for within 10 days of membership open date and be approved for within 30 days of application date; $100 for an approved and funded mortgage loan applied for by the Friend and funded within 180 days of membership open date; $25 for a new checking account opened by the Friend and funded with $25 or more within 10 days of membership open date. The Friend will receive an additional $25 reward if they make 10 debit card transactions of $10 or more via the new checking account within 60 days, or they receive a direct deposit of $100 or more into the account within 60 days. Only one reward per reward type is available, for each Friend referred, subject to a maximum of $1,500 in cash rewards per calendar year. Rewards will be automatically deposited into your oldest existing MSGCU primary share account two business days following confirmation by MSGCU that the referral has been made in full compliance with the Program Terms. Reward cash payments are considered interest and annual payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due. For full terms and conditions, visit msgcu.org/disclosures-and-fees.
*Michigan Schools & Government Credit Union members are eligible to participate in the Greenlight SELECT program at no cost when their Michigan Schools & Government Credit Union checking account is connected as the Greenlight funding source. Program eligibility is subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. If the program or partnership ends, members will continue to have access to their Greenlight account and will be responsible for any applicable subscription fees moving forward. Program scheduled to end 11/4/2028. See Greenlight terms for details. Program subject to change. The Greenlight® prepaid card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.
^New Greenlight customers are eligible for a $10 bonus to their Parent Wallet within 7 days after completion of successful registration. MSGCU members must sign up at greenlight.com/msgcu to redeem offer. Successful registration must occur between 4/1/2026 and 4/30/2026. See terms for details. Offer subject to change.
†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
