Woodward, North of 13 Mile
With more than 150,000 members and a 97% satisfaction rating 20 years running, our team members are your financial advocates. From checking and savings, to loans and mortgages, to financial education and guidance, we provide valuable services you want and a team dedicated to getting you where you want to be.
31805 Woodward Avenue
Royal Oak, MI 48073
Phone: (866) 674-2848 or (586) 263-8800
Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed
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Euril M. - Assistant Branch Manager Euril brings more than 15 years of experience in the banking industry before joining the MSGCU team in 2025. She earned a Business Administration degree from the University of Michigan and holds a Master of Science in Accounting degree from Walsh College. Euril enjoys providing exceptional service to our members and being involved with her community, including networking with local businesses. “I truly believe in the credit union mission and I know MSGCU is a great place because we value and respect each and every member.” |
The Royal Oak branch team presented the MSGCU Giving Back donation to the Royal Oak Civic Foundation Senior Center. The donation will be used to provide nutritious meals to the Royal Oak senior community.
"The Royal Oak Senior Center is a wonderful asset to the community that serves over 25,000 community members," said Angela, MSGCU Royal Oak branch manager. "Their meal program offers home cooked meals for $5 and baked goods for $1 to eligible seniors. This is instrumental to the community to help ensure seniors are well taken care of and MSGCU is proud to support this program."
*Special Promotional Rate. Eligible on fixed-rate home equity term loans applied for during the promotional period from 10/1/2025 through 12/31/2025. Subject to credit approval. Annual Percentage Rate (APR) may be higher, based on term of loan, credit score, collateral, and loan-to-value. Ask an MSGCU Representative for details. Example: A loan amount of $15,000 at 60 months with up to 80% Loan-to-Value and a rate as low as 5.99% (second lien) would be approximately $289.95.
^APY = Annual Percentage Yield. $500 Minimum Average Daily Balance Required. Certificate of Deposits will automatically renew at maturity. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Promotional Certificates will automatically renew at maturity to a standard term Certificate offered at the time of maturity.
§You must be at least 16 years old, and a member of MSGCU to participate in the Program. Referrals made to existing members of MSGCU are invalid. By making a valid referral that is completed by a Friend in accordance with the Program Terms, you and the Friend will each receive a cash reward as follows: $50 when your friend registers for the Member Referral Program using your link and opens a new MSGCU membership between 10/1/2025 and 12/31/2025, with the new membership remaining open for at least 60 days.; $25 for an approved and funded Auto, RV, Boat or Powersport loan of $5,000 or more applied for by the Friend within 10 days of membership open date; $25 for a new MSGCU VISA credit card which the Friend must apply for within 10 days of membership open date and be approved for within 30 days of application date; $100 for an approved and funded mortgage loan applied for by the Friend and funded within 180 days of membership open date; $25 for a new checking account opened by the Friend and funded with $25 or more within 10 days of membership open date. The Friend will receive an additional $25 reward if they make 10 debit card transactions of $10 or more via the new checking account within 60 days, or they receive a direct deposit of $100 or more into the account within 60 days. Only one reward per reward type is available, for each Friend referred, subject to a maximum of $1,500 in cash rewards per calendar year. Rewards will be automatically deposited into your oldest existing MSGCU primary share account two business days following confirmation by MSGCU that the referral has been made in full compliance with the Program Terms. Reward cash payments are considered interest and annual payments totaling $600 and above will be reported on IRS Form 1099-MISC, to federal, state, and local tax authorities, if required by applicable law. You are responsible for any taxes due. For full terms and conditions, visit https://www.msgcu.org/disclosures-and-fees.
Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.
