Keep up with your credit with help from MSGCU.

With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and more. Best of all, it’s free for MSGCU members and available 24/7. Benefits include:

  • Access your credit score, automatically updated every week or you can refresh it daily.
  • Track real-time credit monitoring alerts, allowing you to act fast if something unexpected changes.
  • Receive detailed recommendations to improve your credit score.
  • Simulate changes to your credit score with actions like paying balances or opening a new account.
  • See your personalized credit report and make disputes right in the tool.
  • Save money with personalized offers based on your unique credit history.
  • And much more.

Check it out in action.

Review your information for accuracy to avoid identity theft.

If you find information that you believe does not belong to you or is not correct, it's possible you've been a victim of identity theft. Learn how to avoid theft, and find out what to do if your identity has been stolen, by visiting the Federal Trade Commission website at You can also visit our Security Center for ways to protect your identity both on and off the internet.


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icon: stopwatch showing 5 minutes What makes up a credit score, and how do you improve it? This and more included in this 5-minute lesson.