Turn a time-consuming chore into a more pleasant process

  • With Bill Pay, you can make payments immediately and not worry about whether a check will arrive on time
  • Schedule a single payment for a specific day, or schedule recurring payments at regular intervals
  • Pay bills anytime, day or night, either online or through our mobile app 
  • Create reports to keep track of payments

Bill Pay is a convenient tool for members who want to manage their bills more easily, whether they're in Michigan or traveling elsewhere. The service is easy to set up, and you can schedule reminders to be sent to you well before the payment deadline. That way, you can avoid hurting your credit score or incurring late fees by missing due dates. To sign up for MSGCU's secure bill payment service, you will first need to register for Online Banking.

Bill Pay Frequently Asked Questions


On your computer

1. How much does it cost to use your bill payment service?
For your personal accounts, MSGCU's Online Bill Pay service is completely free! For business accounts, there is a small monthly fee.

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2. What do I need to make electronic payments?
All you need is our free Mobile app or Online Banking service, and an MSGCU checking account.

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3. How do I sign up for bill pay?
To sign up for MSGCU's secure, electronic bill payment service, you will first need to download our free Mobile app or register for Online Banking service.

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4. What bills can I pay?
You can make payments to any individual or business that you would send a check to. You can also pay bills right away or schedule a payment to go out on a specific day or at regular intervals.

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5. When are the bills sent?
You are able to schedule when your payment will be sent. You can schedule payments days, weeks, or months in advance. You will never miss a due date again!

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6. When is the service available?
Online Bill Pay is available anytime and anywhere there is an Internet connection—24 hours a day, 7 days a week.

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7. How do I track my payments?
You can create reports that will help you manage and track your payments.

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8. Can I do expedited payments?
Yes. Expedited payments are available for last-minute, same-day, and next-day payments to anyone in the continental United States. This option is part of our program, but it does come with a nominal fee.

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In the mobile app

1. Can I set up recurring payments using Mobile Bill Pay?
No, members can only set up one-time payments using the Mobile App. If you would like to make automatic/recurring payments, please log in to your MSGCU online banking account and select “Bill Pay.” To view the complete process, visit our Online Bill Pay demo.

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2. Are there any fees associated with Mobile Bill Pay?
No, it is free.

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3. What devices are compatible with the MSGCU mobile app?
Bill Pay is available with Apple and Android phones and tablets.

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4. How do you stop or cancel a scheduled bill payment?
You can cancel the scheduled payment via Mobile Bill Pay before 4 p.m. EST. After 4 p.m., you can cancel the scheduled bill payment by logging into online banking and selecting “Bill Pay.” If you want to cancel a payment with an “in process” status, please contact an MSGCU Representative at 866.674.2848.

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5. Can I add a payee using the MSGCU mobile and tablet app?
Yes. When in the mobile app, simply select the Payees tab within Bill Pay and then add a New Payee.

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6. What functions are available from Mobile Bill Pay?
You can schedule a payment, review pending payments, cancel or update pending payments, and also view your transaction history.

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See how easy it is to manage and pay your bills online

Empower your mobile device

Before you begin: Do you have Bill Pay set up within Online Banking?

  • If Yes: Follow the instructions below.
  • If No: You must initially set up your Bill Pay access in Online Banking before you can use this feature within the mobile app.
Steps for Bill Pay from a mobile device


Note: Layout may change slightly depending on your operating system and device


Use Bill Pay for a chance to win $5,000!

Bill Pay is a convenient tool for members who want to manage their bills more easily. And now, the more you use it the more chances you get to win $5,000 in the Bill Pay Sweepstakes.

To enter, complete one of these options:

  • Add 5 new payees to MSGCU Bill Pay
  • Make 5 or more online bill payments using MSGCU Bill Pay1
  • Or, complete an Alternate Method of Entry (“AMOE”)2

Earn up to 5 entries per month during May and June for a total of up to 10 entries. Enter each month to increase your chances of winning!

To sign up for MSGCU's secure Bill Pay service and enter the Bill Pay Sweepstakes, you will first need to enroll in Online Banking.

Enter Now

1 Bill payments must be in the amount of $10 or more to qualify.
2 Alternate Method of Entry ("AMOE"). For more information, Click here for entry details and Official Rules.

NO PURCHASE OR BILL PAY NECESSARY TO ENTER OR WIN. MAKING A PURCHASE OR BILL PAY WILL NOT IMPROVE YOUR CHANCES OF WINNING. The Bill Pay Sweepstakes is open to legal residents of the 50 U.S. and D.C., who have reached the age of majority in their state of residence (18, except in AL & NE – 19 and MS, 21) and businesses that are located within the 50 U.S. or D.C. Void outside the U.S., in Puerto Rico, and wherever else prohibited by law. Sweepstakes begins at 12:00:01 AM ET on 05/01/19 and ends at 11:59:59 PM ET on 06/29/19. Click here for entry details and Official Rules. Sponsor: Fidelity Information Services, LLC, 601 Riverside Ave., Jacksonville, FL 32204.