Bill Pay
Say "so long" to stamps, envelopes and the tedious task of writing out checks. Online Bill Pay is a fast, reliable way to make payments on time. Schedule reminders so you'll never miss another due date.
Turn a time-consuming chore into a more pleasant process
- With Bill Pay, you can make payments immediately and not worry about whether a check will arrive on time
- Schedule a single payment for a specific day, or schedule recurring payments at regular intervals
- Pay bills anytime, day or night, either online or through our mobile app
- Create reports to keep track of payments
Bill Pay is a convenient tool for members who want to manage their bills more easily, whether they're in Michigan or traveling elsewhere. The service is easy to set up, and you can schedule reminders to be sent to you well before the payment deadline. That way, you can avoid hurting your credit score or incurring late fees by missing due dates. To sign up for MSGCU's secure bill payment service, you will first need to sign up for Online Banking.
Bill Pay Frequently Asked Questions
On your computer
In the mobile app
- Can I set up recurring payments using Mobile Bill Pay?
- Are there any fees associated with Mobile Bill Pay?
- What devices are compatible with the MSGCU mobile app?
- How do you stop or cancel a scheduled bill payment?
- Can I add a payee using the MSGCU mobile and tablet app?
- What functions are available from Mobile Bill Pay?
On your computer
1. How much does it cost to use your bill payment service?
For your personal accounts, MSGCU's Online Bill Pay service is completely free! For business accounts, there is a small monthly fee.
2. What do I need to make electronic payments?
All you need is our free Online Banking service, and an MSGCU checking account.
3. How do I sign up for bill pay?
To sign up for MSGCU's secure, electronic bill payment service, you will first need to sign up for our free Online Banking service.
View the Bill Pay demo to see how easy it is to manage your bills online!
4. What bills can I pay?
You can make payments to any individual or business that you would send a check to. You can also pay bills right away or schedule a payment to go out on a specific day or at regular intervals.
5. When are the bills sent?
You are able to schedule when your payment will be sent. You can schedule payments days, weeks, or months in advance. You will never miss a due date again!
6. When is the service available?
Online Bill Pay is available anytime and anywhere there is an Internet connection—24 hours a day, 7 days a week.
7. How do I track my payments?
You can create reports that will help you manage and track your payments.
8. Can I do expedited payments?
Yes. Expedited payments are available for last-minute, same-day, and next-day payments to anyone in the continental United States. This option is part of our program, but it does come with a nominal fee.
In the mobile app
1. Can I set up recurring payments using Mobile Bill Pay?
No, members can only set up one-time payments using the Mobile App. If you would like to make automatic/recurring payments, please log in to your MSGCU online banking account and select “Bill Pay.” To view the complete process, visit our Online Bill Pay demo.
2. Are there any fees associated with Mobile Bill Pay?
No, it is free.
3. What devices are compatible with the MSGCU mobile app?
Bill Pay is available with Apple and Android phones and tablets.
4. How do you stop or cancel a scheduled bill payment?
You can cancel the scheduled payment via Mobile Bill Pay before 4 p.m. EST. After 4 p.m., you can cancel the scheduled bill payment by signing into online banking and selecting “Bill Pay.” If you want to cancel a payment with an “in process” status, please contact an MSGCU Representative at 866.674.2848.
5. Can I add a payee using the MSGCU mobile and tablet app?
Payee(s) are set up using our free Online Banking service. If you don’t have Online Bill Pay set up, you will have to create an account through Online Banking at msgcu.org and select “Bill Pay” to set up the payee(s).
6. What functions are available from Mobile Bill Pay?
You can schedule a payment, review pending payments, cancel or update pending payments, and also view your transaction history.
See how easy it is to manage and pay your bills online
Empower your mobile device
Before you begin: Do you have Bill Pay set up within Online Banking?
- If Yes: Continue reading
- If No: You must initially set up your Bill Pay access in Online Banking before you can use this feature within the mobile app.
Tap the Bill Pay Icon, and then select Make a Payment
Select the person or company you would like to pay, and complete the on-screen payment form.
Note: Layout may change slightly depending on your operating system and device