Rochester Hills MI Credit Union | Accounts | Loans

Experienced. Professional. Your Financial Champion.

Michigan Schools and Government Credit Union has been the financial champion of dream chasers, goal getters and success seekers since 1954. And now we’ve opened a new branch in Rochester Hills, on Rochester Rd. and Hamlin. Stop by and meet us— our team is ready to champion you.

With a 97% satisfaction rating for two decades, and more than 150,000 members, MSGCU knows how to help you achieve financial success. Anyone in Rochester Hills—and anyone in Michigan—is welcome to bank with us. MSGCU gives you:

30,000 free ATMs nationwide for convenient access, including drive-thru ATMs at our Rochester Hills location
Market-leading rates and low fees to keep more money in your pocket
Highly rated mobile app for 24/7 account access

24 additional Metro-area locations for in-person support
Personalized guidance toward your financial goals
Join online 24/7

SPECIAL OFFERS

$99 Mortgage Processing through September 30^*
Save over $600 on closing costs with an MSGCU mortgage and get local, expert guidance from True Preapproval to closing. Learn more.
Auto Rates as low as 3.74% APR^†
Buying or refinancing a vehicle? MSGCU can help lower your payment. Learn more.
Earn 4.05% APY^‡ on a 9-month CD or 3.85% APY on an 18-month CD
MSGCU certificates of deposit offer competitive rates and the peace of mind that comes from a guaranteed return. Learn more.

We can’t wait to meet you!

Rochester Hills

2101 South Rochester Rd
Rochester Hills, MI 48307
Phone: (866) 674-2848 or (586) 263-8800

Make an appointment

Branch Drive-Thru Hours

Monday – Wednesday: 9 am – 5 pm
Thursday – Friday: 9 am – 6 pm
Saturday: 9 am – 1 pm
Sunday: Closed

Meet the Team

Anthony L. - Branch Manager

Anthony joined MSGCU in 2024 and brings 20+ years of financial industry experience with the last 16 in a branch management role. He attended Baker College and Oakland University, earning a degree in Business Administration. Anthony is honored to represent MSGCU to our current members, future members, and the communities we serve.

“I believe that every conversation I have with you matters. Members of MSGCU can count on us to live up to and deliver on this philosophy. It is both my goal and belief that every interaction I have with our members will better assist them with reaching their dreams and financial goals.”

Elizabeta B. - Assistant Branch Manager

Elizabeta joined MSGCU in 2020 with 6 years of experience in the financial service industry. She previously supported the Sterling Heights branch location on Mound Rd. and is now working as a financial champion for our Rochester Hills members. Elizabeta earned her bachelor's degree from FON University in Macedonia.

“I believe our values create a special relationship between our members and MSGCU. Providing exceptional service, making our members feel valuable, and appreciated makes a big difference in their life.”

MSGCU supports the Rochester Hills Museum at Van Hoosen Farm

Rochester Road Branch Giving Back

An MSGCU Giving Back donation was presented to the Rochester Museum at Van Hoosen Farm by our team from the Rochester Road branch. The museum and farm partner with local schools and organizations to create meaningful learning opportunities. This donation will support those educational programs.

"MSGCU was founded by educators, making education so important to the credit union,” said Anthony, Rochester Road Branch Manager. “We’re proud to support the Rochester Hills Museum and Van Hoosen Farm efforts to provide impactful learning opportunities for the community."

Financial Education

MSGCU champions your financial learning, whether in-person or virtual, live or self-directed.

Live Workshops

Blog

Interactive Financial Education

In-Branch Support

^*$99 mortgage processing fee offer available for mortgage loans originated and disclosed between 5/1/2026 and 9/30/2026 and saves $646 on mortgage processing when you obtain a mortgage from MSGCU. Homebuyers are responsible for any third-party closing costs including but not limited to home appraisal, home inspection, title, tax, and insurance. A loan amount of $200,000 amortized over 30 years at an interest rate of 6.375% has an Annual Percentage Rate (APR) of 6.436% and a payment of $1,247.74 with 0 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher.

^†APR=Annual Percentage Rate. Offer requires Automatic Loan Payment transfer. Rates shown include a 0.25% auto loan discount available to members who have three other qualifying MSGCU services, or who add a qualifying service during the loan process or within 30 days after loan closing. Qualifying services include Checking with Direct Deposit, Credit Card, Personal Loan, Auto Loan, HELOC, Home Equity Loan, or Mobile/Online Banking. Loan terms up to 84 months, depending on model year. APR may be higher, based on term of loan, credit score, collateral, and loan to value. 76-84 month loans require a minimum of $20,000 to finance. New money only. Rates are subject to change at any time. Same-day approval on most vehicle applications. Contact Member Service Representative for more details.

^‡APY = Annual Percentage Yield. APY and rates rounded to the hundredth percentile. $500 Minimum Average Daily Balance Required. Certificate of Deposits will automatically renew at maturity. You have a grace period of ten (10) calendar days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Promotional Certificates will automatically renew at maturity to a standard term Certificate offered at the time of maturity.

NEED HELP RIGHT AWAY?

Not for profit. All for members.

Members and communities are at the center of everything that we do. Anyone in Michigan can bank with us, and we’re here to help all our members reach their financial goals.

Join MSGCU

Rochester Hills Branch Office